J.C.J.M. LIMITED

🌳Matureactive
SC317785 · ltd · incorporated 2007-03-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£2.20M
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: SIC 03110
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -63% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 2 lenders · oldest 18.6y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 18.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 6 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,198,232
Net assets shrinking
Down £210,896 YoY
Cash draining
Cash down 63% YoY
Cash YoY
-63%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£196k
↓ 63% YoY
Net Worth
£2.2m
↓ 8.8% YoY
Current Assets
£378k
↓ 45% YoY
Current Liabilities
—
£0£482k£964k£1.4m£1.9m£2.4mDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£5.59M£6.40M
Current assets£378.5k£686.3k
Cash£196.4k£528.6k
Debtors£182.0k£157.7k
Net assets£2.20M£2.41M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2025-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-09-24
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  6. 2022-09-24
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  7. 2021-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-03-02
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  9. 2021-01-22
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2021-01-07
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  11. 2021-01-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-06-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-05-10
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  15. 2019-05-10
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  16. 2019-04-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2019-04-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2019-04-10
    ➕
    TAYLOR, Steven Noble appointed
    director
  19. 2019-04-10
    ➖
    MACKAY, George Hector resigned
    director
  20. 2019-03-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2019-02-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2019-02-20
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  23. 2019-01-16
    ➖
    MACKAY, George Hector resigned
    secretary
  24. 2016-12-28
    🔒
    Charge registered #5
    Lender: Denholm Fishselling Limited
  25. 2016-12-03
    🔒
    Charge registered #4
    Lender: Denholm Fishselling Limited
  26. 2015-03-01
    ➕
    WATT, John appointed
    director
  27. 2015-03-01
    ➕
    MACKAY, George Hector appointed
    director
  28. 2014-10-07
    ➖
    MITCHELL, John Louie resigned
    director
  29. 2013-04-18
    ➖
    DOUGAL, Robert Ross resigned
    secretary
  30. 2013-04-18
    ➕
    MACKAY, George Hector appointed
    secretary
  31. 2013-02-12
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  32. 2011-10-06
    🔓
    Charge satisfied #2
  33. 2007-11-13
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  34. 2007-11-09
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  35. 2007-07-17
    ➕
    DOUGAL, Robert Ross appointed
    secretary
  36. 2007-07-17
    ➖
    MITCHELL, Jacqueline resigned
    secretary
  37. 2007-03-06
    🏢
    Company incorporated
    As J.C.J.M. LIMITED
  38. 2007-03-06
    ➕
    MITCHELL, Colin James appointed
    director
  39. 2007-03-06
    ➕
    MITCHELL, Jon Walker appointed
    director
  40. 2007-03-06
    ➕
    MITCHELL, Jacqueline appointed
    secretary
  41. 2007-03-06
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  42. 2007-03-06
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  43. 2007-03-06
    ➕
    MITCHELL, John Louie appointed
    director
  44. 2007-03-06
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-director
  45. 2007-03-06
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Denholm Fishselling Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Denholm Fishselling Ltd
Corporate parent · holds 25-50% shares
significant stake
⬇
J.C.J.M. LIMITED
This company · SC317785

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Colin James Mitchell
Individual · Scottish · DOB 10/1969 · age 57
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Denholm Fishselling Ltd
Corporate entity
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Jon Walker Mitchellceased 16/12/2016· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ASSYNT CROFTERS TRUST LIMITED→
SC140205 · est 1992
———333y8388y
BLUE MOTION FISHING CO. LIMITED→
SC357414 · est 2009
——£762.9k—17y8362y
BURGIE LODGE FARMS LIMITED→
SC031556 · est 1956
——£1.67M—69y8373y
CAWDOR FORESTRY LIMITED→
SC218848 · est 2001
——£468.9k—25y8364y
DINGWALL & HIGHLAND MARTS LIMITED→
SC154876 · est 1994
———3931y8381y
EASTER ROSS FARMERS LIMITED→
SC060125 · est 1976
———10049y8395y
GLENROSSAL LIMITED→
SC351176 · est 2008
——£2.77M—17y8388y
KINGSBURGH FOREST TRUST→
SC227429 · est 2002 · no financials extracted
————24y8375y
MJM (FARMERS) LIMITED→
SC288996 · est 2005
——£1.80M—20y8371y
STRATHNAIRN COMMUNITY WOODLANDS→
SC228026 · est 2002 · no financials extracted
————24y8371y
ACHLAIN ESTATES LIMITED→
SC138631 · est 1992
———20033y8267y
BRAHAN FARMS LIMITED→
SC048495 · est 1971
———40055y8284y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-03-06
Jurisdictionscotland
Primary SIC03110 — SIC 03110

Registered office

Units 1 & 2 Old School
Cawdor
Nairn
IV12 5BL
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-15
Last: 2025-06-01

Officers (4 active · 7 resigned)

MITCHELL, Colin James→
director · ~57y · appointed 2007-03-06
View their other companies + combined net worth →
Active
MITCHELL, Jon Walker→
director · ~49y · appointed 2007-03-06
View their other companies + combined net worth →
Active
TAYLOR, Steven Noble→
director · ~50y · appointed 2019-04-10
View their other companies + combined net worth →
Active
WATT, John→
director · ~70y · appointed 2015-03-01
View their other companies + combined net worth →
Active
DOUGAL, Robert Ross→
secretary · appointed 2007-07-17 · resigned 2013-04-18
Resigned
MACKAY, George Hector→
secretary · appointed 2013-04-18 · resigned 2019-01-16
Resigned
MITCHELL, Jacqueline→
secretary · appointed 2007-03-06 · resigned 2007-07-17
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2007-03-06 · resigned 2007-03-06
Resigned
MACKAY, George Hector→
director · ~65y · appointed 2015-03-01 · resigned 2019-04-10
Resigned
MITCHELL, John Louie→
director · ~74y · appointed 2007-03-06 · resigned 2014-10-07
Resigned
STEPHEN MABBOTT LTD.→
corporate-director · appointed 2007-03-06 · resigned 2007-03-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
6
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property07/01/2021—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/02/2019—
outstanding
Denholm Fishselling
Denholm Fishselling Limited
A registered charge1 property28/12/2016—
outstanding
Denholm Fishselling
Denholm Fishselling Limited
A registered charge—03/12/2016—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Mortgage1 property12/02/2013—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Mortgage1 property13/11/200706/10/2011
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property09/11/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (94 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-07
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2022-09-24
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2022-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-10
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-03-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-05