KIRKWOOD HOMES INVESTMENT LIMITED
🌳Matureactive
SC331151 · ltd · incorporated 2007-09-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£10.21M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Renting and operating of Housing Association real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 73-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 73). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
13 live charges · 4 lenders · oldest 17.1y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 5 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
85 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £10,212,681
Cash draining
Cash down 93% YoY
Cash YoY
-93%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£33k
↓ 93% YoY
Net Worth
£10m
↑ 1.9% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Cash | £33.5k | £503.3k |
| Net assets | £10.21M | £10.02M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-06🔓Charge satisfied #11
- 2019-11-06🔓Charge satisfied #8
- 2019-11-06🔓Charge satisfied #7
- 2019-10-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-11🔒Charge registered #13Lender: Santander UK PLC
- 2019-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-03-01➕MARTIN, Scott Craig appointeddirector
- 2019-02-20➖REID, Angela Elizabeth resigneddirector
- 2019-02-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-17📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2018-04-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-04-16➕LC SECRETARIES LIMITED appointedcorporate-secretary
- 2018-04-16➖REID, Angela Elizabeth resignedsecretary
- 2018-02-15➖CROMBIE, Colin resigneddirector
- 2017-09-25🔒Charge registered #12Lender: Santander UK PLC
- 2017-09-21🔒Charge registered #11Lender: Santander UK PLC
- 2015-04-06🔓Charge satisfied #5
- 2014-11-14➕CROMBIE, Colin appointeddirector
- 2014-11-14➕REID, Angela Elizabeth appointeddirector
- 2014-03-31➖MACHRAY, Patrick John resigneddirector
- 2013-10-04🔒Charge registered #10Lender: Santander UK PLC as Security Trustee
- 2013-10-04🔒Charge registered #9Lender: Santander UK PLC as Security Trustee
- 2013-10-04🔒Charge registered #8Lender: Santander UK PLC as Security Trustee
- 2013-10-03🔓Charge satisfied #4
- 2013-10-03🔓Charge satisfied #3
- 2013-10-03🔓Charge satisfied #2
- 2013-10-03🔓Charge satisfied #1
- 2013-10-02🔒Charge registered #7Lender: Santander UK PLC
- 2013-09-27🔒Charge registered #6Lender: Santander UK PLC
- 2012-02-29🔒Charge registered #5Lender: International Paper (UK) Limited
- 2012-02-29🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2012-02-28🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2011-08-30🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2009-03-17🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2008-10-13➕MACHRAY, Patrick John appointeddirector
- 2007-09-19🏢Company incorporatedAs KIRKWOOD HOMES INVESTMENT LIMITED
- 2007-09-19➕DUNBAR, Ian Stewart appointeddirector
- 2007-09-19➕REID, Angela Elizabeth appointedsecretary
Showing most recent 50 of 54 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Khil Holding Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Khil Holding Limited
Corporate parent · holds 75-100% shares · board control
⬇
KIRKWOOD HOMES INVESTMENT LIMITED
This company · SC331151
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Khil Holding Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JTS PROPERTIES LTD→ SC618819 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| JU03 MAC LTD→ SC750555 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| JUST BEHOLD LTD→ SC777152 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JW KEGS PROPERTIES LTD→ SC784454 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| KAN MURRAY LTD→ SC812878 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KCN KIDD LTD→ SC816682 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KINTAIL MANAGEMENT LIMITED→ SC214155 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| KL PROPERTYINVEST-RENTAL LIMITED→ SC827828 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KN 14 LIMITED→ SC472949 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| KNIGHT PROPERTY HOLDINGS LIMITED→ SC849897 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KNOCKOTHIE DEVELOPMENTS LIMITED→ SC477721 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| KODAN LIMITED→ SC711691 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-09-19
Jurisdictionscotland
Primary SIC68201 — Renting and operating of Housing Association real estate
Registered office
Johnstone House
52-54 Rose Street
Aberdeen
AB10 1HA
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (3 active · 6 resigned)
LC SECRETARIES LIMITED→
Activecorporate-secretary · appointed 2018-04-16
View their other companies + combined net worth →
DUNBAR, Ian Stewart→
Activedirector · ~73y · appointed 2007-09-19
View their other companies + combined net worth →
MARTIN, Scott Craig→
Activedirector · ~52y · appointed 2019-03-01
View their other companies + combined net worth →
REID, Angela Elizabeth→
Resignedsecretary · appointed 2007-09-19 · resigned 2018-04-16
BRIAN REID LTD.→
Resignedcorporate-secretary · appointed 2007-09-19 · resigned 2007-09-19
CROMBIE, Colin→
Resigneddirector · ~53y · appointed 2014-11-14 · resigned 2018-02-15
MACHRAY, Patrick John→
Resigneddirector · ~73y · appointed 2008-10-13 · resigned 2014-03-31
REID, Angela Elizabeth→
Resigneddirector · ~61y · appointed 2014-11-14 · resigned 2019-02-20
STEPHEN MABBOTT LTD.→
Resignedcorporate-director · appointed 2007-09-19 · resigned 2007-09-19
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
5
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | — | 11/10/2019 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | — | 25/09/2017 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 21/09/2017 | 06/11/2019 | |
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 04/10/2013 | — | |
| outstanding | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 04/10/2013 | — | |
| satisfied | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 04/10/2013 | 06/11/2019 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 02/10/2013 | 06/11/2019 | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 27/09/2013 | — | |
| satisfied | International Paper (UK) International Paper (UK) Limited | Standard security | 1 property | 29/02/2012 | 06/04/2015 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 2 properties | 29/02/2012 | 03/10/2013 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Assignation of rents | 1 property | 28/02/2012 | 03/10/2013 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 30/08/2011 | 03/10/2013 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 17/03/2009 | 03/10/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (85 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-10
mortgage-satisfy-charge-full
mortgage · MR04
2019-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2019-11-06