NEIL R PHILIP LTD

🌳Matureactive

SC331944 · ltd · incorporated 2007-10-05

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Oct 2025

Net worth

£9.9k

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 45200

Sector: Wholesale & retail

Investor take

Pursue

Asset-holding vehicle with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

3 years of iXBRL accounts extracted + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

39 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £9,915

Net assets shrinking

Down £10,943 YoY

Key financials

3 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£10k

↓ 52% YoY

Current Assets

£69k

↓ 12% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-10-31	2024-10-31	2023-10-31
Total assets	£9.9k	£20.9k	£8.8k
Current assets	£68.9k	£78.0k	£85.0k
Cash	—	—	£68.0k
Debtors	—	—	£13.3k
Net assets	£9.9k	£20.9k	£8.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (19 events)Click to expand

2026-05-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-05-31
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-04-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-05-17
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-06-21
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2015-10-29
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-07-06
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-06
➕
PHILIP, Rosemary Isabel appointed
director
2014-10-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2007-10-05
🏢
Company incorporated
As NEIL R PHILIP LTD
2007-10-05
➕
PHILIP, Rosemary Isabel appointed
secretary
2007-10-05
➕
PHILIP, Neil Robert appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "PHILIP" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Neil Robert Philip Individual · British · DOB 11/1958 · age 68	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mrs Rosemary Isabel Philip Individual · British · DOB 03/1959 · age 67	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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ALAN J. ROSS MOTOR ENGINEERS LTD.→ SC178820 · est 1997	—	—	£388.8k	—	28y	82	72y
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CROWN MOTORS (A & I) LIMITED→ SC128540 · est 1990	—	—	£2.41M	—	35y	82	66y
DUNECHT GARAGE LTD.→ SC148143 · est 1993	—	—	—	—	32y	82	71y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2007-10-05

Jurisdictionscotland

Primary SIC45200 — SIC 45200

Registered office

Cowhill Croft, Menie

Balmedie

Aberdeenshire

AB23 8YJ

Filing status

Accounts

Next due: 2027-07-31

Last made up to: 2025-10-31

Confirmation statement

Next due: 2026-09-30

Last: 2025-09-16

Officers (3 active · 0 resigned)

PHILIP, Rosemary Isabel→

secretary · appointed 2007-10-05

View their other companies + combined net worth →

Active

PHILIP, Neil Robert→

director · ~68y · appointed 2007-10-05

View their other companies + combined net worth →

Active

PHILIP, Rosemary Isabel→

director · ~67y · appointed 2015-04-06

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Recent filings (39 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-05-13

confirmation-statement-with-updates

confirmation-statement · CS01

2025-09-16

accounts-with-accounts-type-micro-entity

accounts · AA

2025-05-06

confirmation-statement-with-updates

confirmation-statement · CS01

2024-09-26