MACFARLANE YOUNG LIMITED
- · Oldest live charge 12.1y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 12.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £161.1k | £145.2k |
| Current assets | £256.8k | £217.1k |
| Cash | £121.6k | £96.8k |
| Debtors | £112.9k | £96.7k |
| Net assets | £146.8k | £121.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (23 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-01📄capital-return-purchase-own-sharescapital · SH03
- 2023-07-31📄capital-cancellation-sharescapital · SH06
- 2023-07-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-31➖WARWICK, Peter James resigneddirector
- 2019-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2016-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2016-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2014-04-04🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-10-11🏢Company incorporatedAs MACFARLANE YOUNG LIMITED
- 2007-10-11➕O'NEIL, Elizabeth Valerie appointedsecretary
- 2007-10-11➕FLETCHER, Anne Constance appointeddirector
- 2007-10-11➕O'NEIL, Elizabeth Valerie appointeddirector
- 2007-10-11➕WARWICK, Peter James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Anne Constance Fletcher Individual · British · DOB 12/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Ms Elizabeth Valerie O'Neil Individual · British · DOB 05/1964 · age 62 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Peter James Warwickceased 31/12/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 04/04/2014 | — |