D. W. LYON AGRICULTURAL CONTRACTORS LTD
🌳Matureactive
SC333858 · ltd · incorporated 2007-11-13
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Support activities for crop production
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 01629SIC 01629
- 41202Construction of domestic buildings
- 47990Other retail sale not in stores, stalls or markets
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 56). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 18.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 18.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £1.38M |
| Current assets | — | £625.8k |
| Cash | — | £160.9k |
| Debtors | — | £321.4k |
| Net assets | — | £624.9k |
| Average employees | 300 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-07-30📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-30🔓Charge satisfied #2
- 2025-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-10🔓Charge satisfied #1
- 2021-08-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-07-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-05🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2020-07-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-04📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-05-28➕LYON, Rebecca Alice appointeddirector
- 2017-05-26📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-03-17📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2008-04-08🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2007-11-13🏢Company incorporatedAs D. W. LYON AGRICULTURAL CONTRACTORS LTD
- 2007-11-13➕LYON, Rebecca Alice appointedsecretary
- 2007-11-13➕LYON, Duncan Wilson appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LYON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Duncan Wilson Lyon Individual · British · DOB 10/1970 · age 56 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control · firm interest | 01/07/2016 |
Mrs Rebecca Alice Lyon Individual · British · DOB 10/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMCG FARMING LIMITED→ SC546528 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ANANDA ANIMAL SANCTUARY→ SC618541 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BIGGARSHIELS CARRIAGES LTD→ SC307301 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| BROWN SOIL LIMITED→ SC132886 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| BUSHELHEAD FARMS LIMITED→ SC877721 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| DECLAN IRVINE DOGS LIMITED→ SC855550 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DOGGY PLAYDAYS LTD→ SC882033 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EAST MOHR RARE BREEDS LTD→ SC756034 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| EDDLEWOOD K9’S LTD→ SC798575 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| FOREST & TREE CONSULTING LTD→ SC387278 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FORESTRY AGRONOMICS SCOTLAND LTD→ SC675822 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GARTCLOSS KENNELS LTD→ SC657170 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-11-13
Jurisdictionscotland
Primary SIC01610 — Support activities for crop production
Registered office
Arthurshiels Farm, Quothquan
Mill, Quothquan
Biggar
Lanarkshire
ML12 6NB
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-27
Last: 2025-11-13
Officers (3 active · 0 resigned)
LYON, Rebecca Alice→
Activesecretary · appointed 2007-11-13
View their other companies + combined net worth →
LYON, Duncan Wilson→
Activedirector · ~56y · appointed 2007-11-13
View their other companies + combined net worth →
LYON, Rebecca Alice→
Activedirector · ~53y · appointed 2018-05-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 05/07/2021 | 30/07/2025 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 08/04/2008 | 10/12/2021 |
Recent filings (45 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-17
mortgage-satisfy-charge-full
mortgage · MR04
2021-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-08-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-07-09
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-07-24