STAY CITY APARTMENTS LTD.
- · Oldest live charge 6.4y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 6.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (40 events)Click to expand
- 2025-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2025-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-18🔒Charge registered #4Lender: Oaknorth Bank PLC
- 2024-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-11📄accounts-with-accounts-type-smallaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-smallaccounts · AA
- 2022-08-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-19🔒Charge registered #3Lender: Oaknorth Bank PLC
- 2021-10-01📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-15📄accounts-with-accounts-type-smallaccounts · AA
- 2020-08-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-08-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-08-07🔓Charge satisfied #1
- 2020-08-06📄memorandum-articlesincorporation · MA
- 2020-08-06📄resolutionresolution · RESOLUTIONS
- 2020-07-31🔒Charge registered #2Lender: Oaknorth Bank PLC
- 2020-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-12-23📄memorandum-articlesincorporation · MA
- 2019-12-23📄resolutionresolution · RESOLUTIONS
- 2019-12-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-17🔒Charge registered #1Lender: Elm Corporate Credit Designated Activity Company
- 2019-10-07📄accounts-with-accounts-type-smallaccounts · AA
- 2019-02-01➕ARTHUR, Wayne Anthony appointeddirector
- 2019-02-01➖WHOOLEY, Colm resigneddirector
- 2013-06-13➖WICKHAM, Gary resigneddirector
- 2011-01-04➕WHOOLEY, Colm appointeddirector
- 2009-10-20➖NWH SECRETARIAL SERVICES LTD resignedcorporate-secretary
- 2009-10-20➖KIPLING, David Garrie resigneddirector
- 2008-02-28🏢Company incorporatedAs STAY CITY APARTMENTS LTD.
- 2008-02-28➕WALSH, Tom appointeddirector
- 2008-02-28➕NWH SECRETARIAL SERVICES LTD appointedcorporate-secretary
- 2008-02-28➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-secretary
- 2008-02-28➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-secretary
- 2008-02-28➕KIPLING, David Garrie appointeddirector
- 2008-02-28➕WICKHAM, Gary appointeddirector
- 2008-02-28➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-director
- 2008-02-28➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-director
- 2008-02-28➕PETER TRAINER CORPORATE SERVICES LTD. appointedcorporate-director
- 2008-02-28➖PETER TRAINER CORPORATE SERVICES LTD. resignedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Tom Walsh Individual · Irish · DOB 10/1967 · age 59 | — | — | sig. influencesignificant influence | 01/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | OakNorth Oaknorth Bank PLC | A registered charge | — | 18/12/2024 | — | |
| outstanding | OakNorth Oaknorth Bank PLC | A registered charge | — | 19/07/2022 | — | |
| outstanding | OakNorth Oaknorth Bank PLC | A registered charge | — | 31/07/2020 | — | |
| satisfied | Elm Corporate Credit Designated Activity Company | A registered charge | — | 17/12/2019 | 07/08/2020 |