CRUDEN HOLDINGS LIMITED
🌳Matureactive
SC339123 · ltd · incorporated 2008-03-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Activities of construction holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and acceptable with review structure.
Opportunity 83/100 (exceptional), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 18.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
24 connected companies via shared directors
90
Filing history
116 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 4 mortgage
Last 180 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-05-27📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2026-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-13📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2026-05-13📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2026-05-08🔒Charge registered #3Lender: Zurich Insurance Company LTD, UK Branch
- 2026-01-05📄accounts-with-accounts-type-groupaccounts · AA
- 2025-12-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-06📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-12-03📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-21➕LYNES, Fraser appointeddirector
- 2025-11-21➖BISSETT, Graeme resigneddirector
- 2025-11-21🔒Charge registered #2Lender: Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
- 2024-10-09📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-05-29📄capital-cancellation-sharescapital · SH06
- 2024-05-14📄resolutionresolution · RESOLUTIONS
- 2024-05-14📄resolutionresolution · RESOLUTIONS
- 2024-05-14📄resolutionresolution · RESOLUTIONS
- 2024-05-14📄resolutionresolution · RESOLUTIONS
- 2024-05-14📄capital-return-purchase-own-sharescapital · SH03
- 2022-09-21➖HATHORN, Alexander Michael resigneddirector
- 2019-03-13➕HAGGERTY, Euan James Edward appointeddirector
- 2016-05-01➕BISSETT, Graeme appointeddirector
- 2016-03-09➖LOW, Alistair James resigneddirector
- 2016-03-09➖ROWLEY, Michael John resigneddirector
- 2014-06-26➕DIMOND, Paula appointedsecretary
- 2014-06-26➖FAIRCLOUGH, Stuart Thomas resignedsecretary
- 2011-03-31➖MATTHEWS, Malcolm Robert Angus resigneddirector
- 2008-08-29➕HATHORN, Alexander Michael appointeddirector
- 2008-08-29➕LOW, Alistair James appointeddirector
- 2008-08-29➕MATTHEWS, Malcolm Robert Angus appointeddirector
- 2008-05-28🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2008-03-07🏢Company incorporatedAs CRUDEN HOLDINGS LIMITED
- 2008-03-07➕REID, Kevin David appointeddirector
- 2008-03-07➕FAIRCLOUGH, Stuart Thomas appointedsecretary
- 2008-03-07➕ROWLEY, Michael John appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
53/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Kairos 2025 Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Kairos 2025 Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
CRUDEN HOLDINGS LIMITED
This company · SC339123
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kairos 2025 Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/11/2025 |
2 historic (ceased) PSCs
- Baberton House Trustees Limitedceased 21/11/2025· 25-50% shares · 25-50% voting
- Mr Kevin David Reidceased 21/11/2025· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE TUITEAM COMPANY LIMITED→ SC189123 · est 1998 | £1.27M £1.08M–£1.46M | — | £1.27M | — | 27y | 83 | 85y |
| GLENDINNING ASSETS LIMITED→ SC185169 · est 1998 | £898.3k £763.5k–£1.03M | — | £898.3k | — | 28y | 82 | 69y |
| MDW SCOTLAND LTD→ SC206317 · est 2000 | £395.2k £335.9k–£454.5k | — | £395.2k | — | 26y | 82 | 76y |
| PWP HOLDINGS LIMITED→ SC177994 · est 1997 | £179.2k £152.3k–£206.1k | — | £179.2k | — | 28y | 82 | 67y |
| D.C. AGRICULTURAL HOLDINGS LIMITED→ SC215245 · est 2001 | £13.2k £11.2k–£15.2k | — | £13.2k | — | 25y | 82 | 71y |
| HISTORIC LOTHIAN PROTECTION & DEVELOPMENT LIMITED→ SC231712 · est 2002 | £9.4k £8.0k–£10.8k | — | £9.4k | — | 24y | 82 | 73y |
| CRAIGLEITH ELECTRONICS LIMITED→ SC162758 · est 1996 | £6.1k £5.2k–£7.0k | — | £6.1k | — | 30y | 82 | 71y |
| HOT SPRING PORTABLE SPAS (SCOTLAND) LIMITED→ SC148582 · est 1994 | £3.0k £2.6k–£3.5k | — | £3.0k | — | 32y | 82 | 65y |
| CP WAREHOUSING LIMITED→ SC247121 · est 2003 | £2.4k £2.0k–£2.7k | — | £2.4k | — | 23y | 83 | 79y |
| MURRAY CAPITAL GROUP LIMITED→ SC375630 · est 2010 | £1.0k £850–£1.1k | — | £1.0k | — | 16y | 82 | 75y |
| BALFOUR & MANSON PROPERTY LTD.→ SC041493 · est 1964 | £401 £341–£461 | — | £401 | — | 61y | 82 | 66y |
| DOW INVESTMENTS PLC→ SC125363 · est 1990 | — | — | — | 1363 | 36y | 85 | 69y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-03-07
Jurisdictionscotland
Primary SIC64203 — Activities of construction holding companies
Registered office
16 Walker Street
Edinburgh
EH3 7LP
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07
Officers (4 active · 6 resigned)
Active
HAGGERTY, Euan James Edward→
Activedirector · ~49y · appointed 2019-03-13
View their other companies + combined net worth →
LYNES, Fraser→
Activedirector · ~42y · appointed 2025-11-21
View their other companies + combined net worth →
REID, Kevin David→
Activedirector · ~59y · appointed 2008-03-07
View their other companies + combined net worth →
FAIRCLOUGH, Stuart Thomas→
Resignedsecretary · appointed 2008-03-07 · resigned 2014-06-26
BISSETT, Graeme→
Resigneddirector · ~68y · appointed 2016-05-01 · resigned 2025-11-21
HATHORN, Alexander Michael→
Resigneddirector · ~78y · appointed 2008-08-29 · resigned 2022-09-21
LOW, Alistair James→
Resigneddirector · ~84y · appointed 2008-08-29 · resigned 2016-03-09
MATTHEWS, Malcolm Robert Angus→
Resigneddirector · ~95y · appointed 2008-08-29 · resigned 2011-03-31
ROWLEY, Michael John→
Resigneddirector · ~74y · appointed 2008-03-07 · resigned 2016-03-09
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Zurich Insurance Company , UK Branch Zurich Insurance Company LTD, UK Branch | A registered charge | — | 08/05/2026 | — | |
| outstanding | Bgf Nominees (As Security Trustee for the Beneficiaries) Bgf Nominees Limited (As Security Trustee for the Beneficiaries) | A registered charge | — | 21/11/2025 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 28/05/2008 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (116 total)
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2026-05-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-18
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2026-05-13
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2026-05-13
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-group
accounts · AA
2026-01-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-10
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-10
appoint-person-director-company-with-name-date
officers · AP01
2025-12-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-03
termination-director-company-with-name-termination-date
officers · TM01
2025-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-21