TAY COMMERCIAL LIMITED

🌳Matureactive
SC353730 · ltd · incorporated 2009-01-20
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£93.3k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Asset-holding vehicle with a 67-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £93,304

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£93k
↑ 43% YoY
Current Assets
£71k
↓ 18% YoY
Current Liabilities
—
£0£19k£37k£56k£75k£93kJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£78.2k£47.3k
Current assets£71.0k£86.8k
Net assets£93.3k£65.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-02-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-02-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-01-24
    ➕
    CRUICKSHANK, Angus William appointed
    director
  6. 2025-01-24
    ➕
    SALE, Paul appointed
    director
  7. 2025-01-24
    ➖
    SNAITH, Paul John resigned
    director
  8. 2024-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-05-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-12-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-10-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-10-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2018-07-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2018-07-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2018-07-26
    ➖
    CRUICKSHANK, Angus William resigned
    director
  19. 2018-07-26
    ➖
    SALE, Paul resigned
    director
  20. 2017-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2015-09-14
    ➕
    CRUICKSHANK, Angus William appointed
    director
  22. 2015-09-14
    ➕
    SALE, Paul appointed
    director
  23. 2009-01-20
    🏢
    Company incorporated
    As TAY COMMERCIAL LIMITED
  24. 2009-01-20
    ➕
    SNAITH, Paul John appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Angus William Cruickshank
Individual · British · DOB 09/1959 · age 67
25–50%
—25-50% shares06/04/2016
Mr Paul Sale
Individual · British · DOB 05/1968 · age 58
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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—£36.5k—21y8265y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-01-20
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

16 Gordon Square
Dundee
DD3 6BY
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20

Officers (2 active · 3 resigned)

CRUICKSHANK, Angus William→
director · ~67y · appointed 2025-01-24
View their other companies + combined net worth →
Active
SALE, Paul→
director · ~58y · appointed 2025-01-24
View their other companies + combined net worth →
Active
CRUICKSHANK, Angus William→
director · ~67y · appointed 2015-09-14 · resigned 2018-07-26
Resigned
SALE, Paul→
director · ~58y · appointed 2015-09-14 · resigned 2018-07-26
Resigned
SNAITH, Paul John→
director · ~45y · appointed 2009-01-20 · resigned 2025-01-24
Resigned

Click a director name to see their full track record across all companies.

Recent filings (48 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-11
termination-director-company-with-name-termination-date
officers · TM01
2025-02-11
appoint-person-director-company-with-name-date
officers · AP01
2025-02-11
appoint-person-director-company-with-name-date
officers · AP01
2025-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-05-12
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-25