BCERTA LTD.
🌳Matureactive
SC355831 · ltd · incorporated 2009-03-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 16.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 16.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-11-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-04-06📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-09-22➖BURNETT, Nicola Mary resigneddirector
- 2021-09-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-28📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-09-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-09-03➕BURNETT, Nicola Mary appointeddirector
- 2017-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-31➖SHENKIN, David resigneddirector
- 2013-05-09➕MCINTOSH, John appointeddirector
- 2013-05-09➕MUIR, Alan James appointeddirector
- 2013-05-09➕SHENKIN, David appointeddirector
- 2012-08-30🔒Charge registered #2Lender: Bibby Factors Scotland Limited
- 2011-11-04➖BANNISTER, Brenda Elizabeth resigneddirector
- 2010-02-18🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2009-08-12➕BANNISTER, Brenda Elizabeth appointeddirector
- 2009-03-24➖BRANNAN, Marie Louise resignedsecretary
- 2009-03-02🏢Company incorporatedAs BCERTA LTD.
- 2009-03-02➕BRANNAN, James Joseph appointeddirector
- 2009-03-02➕BRANNAN, Marie Louise appointedsecretary
- 2009-03-02➕BRIAN REID LTD. appointedcorporate-secretary
- 2009-03-02➖BRIAN REID LTD. resignedcorporate-secretary
- 2009-03-02➕MABBOTT, Stephen George appointeddirector
- 2009-03-02➖MABBOTT, Stephen George resigneddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Joseph Brannan Individual · British · DOB 05/1959 · age 67 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| B SIRCAR AND SIRCAR LIMITED→ SC484487 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| B&S HOME CARE LTD→ SC858707 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BABY SCAN STUDIOS LTD→ SC535327 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BARBOSA LIMITED→ SC443555 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BATH STREET PRACTICE LIMITED→ SC331544 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BENITWO LIMITED→ SC626211 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BIRCHFIELD DENTAL CARE LIMITED→ SC666652 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BJS MEDICAL LIMITED→ SC505860 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BLAIR EDWARD LIMITED→ SC314148 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| BLANTYRE FAMILY DENTAL CARE LIMITED→ SC696095 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BLOSSOM 24 LTD→ SC797799 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BLOSSOMTREE CARE LTD→ SC848992 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-03-02
Jurisdictionscotland
Primary SIC86900 — Other human health activities
Registered office
1st Floor, 134-138 West Regent Street
Glasgow
G2 2RQ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-13
Last: 2025-09-29
Officers (3 active · 6 resigned)
BRANNAN, James Joseph→
Activedirector · ~67y · appointed 2009-03-02
View their other companies + combined net worth →
MCINTOSH, John→
Activedirector · ~66y · appointed 2013-05-09
View their other companies + combined net worth →
MUIR, Alan James→
Activedirector · ~60y · appointed 2013-05-09
View their other companies + combined net worth →
BRANNAN, Marie Louise→
Resignedsecretary · appointed 2009-03-02 · resigned 2009-03-24
BRIAN REID LTD.→
Resignedcorporate-secretary · appointed 2009-03-02 · resigned 2009-03-02
BANNISTER, Brenda Elizabeth→
Resigneddirector · ~70y · appointed 2009-08-12 · resigned 2011-11-04
BURNETT, Nicola Mary→
Resigneddirector · ~45y · appointed 2018-09-03 · resigned 2021-09-22
MABBOTT, Stephen George→
Resigneddirector · ~76y · appointed 2009-03-02 · resigned 2009-03-02
SHENKIN, David→
Resigneddirector · ~75y · appointed 2013-05-09 · resigned 2015-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bibby Financial Services Bibby Factors Scotland Limited | Floating charge | 1 property | 30/08/2012 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 18/02/2010 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (70 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-07
change-person-director-company-with-change-date
officers · CH01
2022-04-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-21
termination-director-company-with-name-termination-date
officers · TM01
2021-09-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-27