CURO COMPENSATION LIMITED

🌳Matureactive
SC366382 · ltd · incorporated 2009-09-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
74/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Information technology consultancy activities
Sector: Information & communication
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 8.4y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 8.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (62/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
20 officers (3 active, 20 linked, 18 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-31
Average employees26

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (61 events)Click to expand
  1. 2025-12-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-12-11
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-06-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2025-05-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2025-05-27
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2025-03-20
    📄
    memorandum-articles
    incorporation · MA
  7. 2025-03-20
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2025-03-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-03-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2025-03-19
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2025-02-24
    WATSON, Philip Andrew appointed
    director
  12. 2024-08-16
    BORAAS, Kristin appointed
    director
  13. 2024-08-16
    REDFERN, James Alexander, Mr. resigned
    director
  14. 2024-04-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2024-03-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2024-02-14
    ADDLESHAW GODDARD (SCOTLAND) SECRETARIAL LIMITED appointed
    corporate-secretary
  17. 2024-02-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2024-02-14
    📄
    appoint-corporate-secretary-company-with-name-date
    officers · AP04
  19. 2024-01-17
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  20. 2024-01-16
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  21. 2023-10-31
    O'NEILL, Gerry John resigned
    director
  22. 2023-09-12
    📄
    accounts-with-accounts-type-small
    accounts · AA
  23. 2023-05-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  24. 2023-05-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  25. 2023-01-18
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  26. 2023-01-17
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  27. 2021-08-19
    🔓
    Charge satisfied #1
  28. 2021-08-16
    ADDLESHAW GODDARD (SCOTLAND) SECRETARIAL LIMITED resigned
    corporate-secretary
  29. 2021-08-16
    ALLNER, Christopher Charles resigned
    director
  30. 2021-08-16
    MACKENZIE, Graeme George resigned
    director
  31. 2021-08-16
    MILROY, David Alan, Dr resigned
    director
  32. 2021-08-16
    PHILLIPS, Mark resigned
    director
  33. 2021-08-16
    REDFERN, James Alexander, Mr. appointed
    director
  34. 2021-08-16
    WILLIAMS, Angela Marion resigned
    director
  35. 2020-09-29
    MACKENZIE, Graeme George appointed
    director
  36. 2020-09-24
    PHILLIPS, Mark appointed
    director
  37. 2018-07-04
    HAMDAN, Mark resigned
    director
  38. 2018-05-17
    BAND, James Martin resigned
    director
  39. 2017-12-15
    MILROY, David Alan, Dr appointed
    director
  40. 2017-12-15
    🔒
    Charge registered #1
    Lender: Maven Capital Partners UK LLP as Security Trustee
  41. 2017-08-31
    BISSETT, Graeme resigned
    director
  42. 2017-04-28
    THOMPSON, Charles Nicholas resigned
    director
  43. 2017-03-31
    THURLOW, Stephen David resigned
    director
  44. 2017-02-01
    WILLIAMS, Angela Marion appointed
    director
  45. 2016-11-01
    BAND, James Martin appointed
    director
  46. 2015-07-13
    HAMDAN, Mark appointed
    director
  47. 2015-07-13
    THOMPSON, Charles Nicholas appointed
    director
  48. 2013-09-20
    BRINCAT, James resigned
    director
  49. 2013-08-01
    THURLOW, Stephen David appointed
    director
  50. 2013-06-03
    ALLNER, Christopher Charles appointed
    director
Showing most recent 50 of 61 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Similar companies

Active · Technology · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
CONVERTORYX ONLINE PROCESSING LTD
SC878778 · est 2026 · no financials extracted
COSNADH GROUP LIMITED
SC576664 · est 2017 · no financials extracted
8y
CRAZYGAZE LTD
SC809997 · est 2024 · no financials extracted
1y
CREANTECH CONSULTING LIMITED
SC555986 · est 2017 · no financials extracted
9y
CREATIVE DATA TECHNOLOGIES LTD
SC725511 · est 2022 · no financials extracted
4y
CURRENT HEALTH LIMITED
SC481544 · est 2014 · no financials extracted
11y
CUTE WAVE LTD
SC809091 · est 2024 · no financials extracted
1y
CWIRI LTD
SC859594 · est 2025 · no financials extracted
D.A.O. ROBERTSON LTD
SC500013 · est 2015 · no financials extracted
11y
DANDOLU SERVICES LTD
SC844825 · est 2025 · no financials extracted
1y
DANGEROUS STUDIO LIMITED
SC500145 · est 2015 · no financials extracted
11y
DANIEL M NORTH LTD
SC848506 · est 2025 · no financials extracted
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-09-30
Jurisdictionscotland
Primary SIC62020 — Information technology consultancy activities

Registered office

Exchange Tower, 19 Canning Street
Edinburgh
EH3 8EH
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31

Officers (3 active · 17 resigned)

ADDLESHAW GODDARD (SCOTLAND) SECRETARIAL LIMITED
corporate-secretary · appointed 2024-02-14
View their other companies + combined net worth →
Active
BORAAS, Kristin
director · ~50y · appointed 2024-08-16
View their other companies + combined net worth →
Active
WATSON, Philip Andrew
director · ~46y · appointed 2025-02-24
View their other companies + combined net worth →
Active
ADDLESHAW GODDARD (SCOTLAND) SECRETARIAL LIMITED
corporate-secretary · appointed 2009-09-30 · resigned 2021-08-16
Resigned
ALLNER, Christopher Charles
director · ~67y · appointed 2013-06-03 · resigned 2021-08-16
Resigned
ALMOND, Deborah Jane
director · ~61y · appointed 2009-09-30 · resigned 2009-11-18
Resigned
BAND, James Martin
director · ~67y · appointed 2016-11-01 · resigned 2018-05-17
Resigned
BISSETT, Graeme
director · ~68y · appointed 2010-01-07 · resigned 2017-08-31
Resigned
BRINCAT, James
director · ~48y · appointed 2012-07-23 · resigned 2013-09-20
Resigned
HAMDAN, Mark
director · ~68y · appointed 2015-07-13 · resigned 2018-07-04
Resigned
LEY, Andrew Charles
director · ~51y · appointed 2009-11-18 · resigned 2010-01-07
Resigned
MACKENZIE, Graeme George
director · ~61y · appointed 2020-09-29 · resigned 2021-08-16
Resigned
MILROY, David Alan, Dr
director · ~54y · appointed 2017-12-15 · resigned 2021-08-16
Resigned
O'NEILL, Gerry John
director · ~67y · appointed 2012-02-03 · resigned 2023-10-31
Resigned
PHILLIPS, Mark
director · ~61y · appointed 2020-09-24 · resigned 2021-08-16
Resigned
REDFERN, James Alexander, Mr.
director · ~50y · appointed 2021-08-16 · resigned 2024-08-16
Resigned
THOMAS, Ruth
director · ~59y · appointed 2010-01-07 · resigned 2012-12-19
Resigned
THOMPSON, Charles Nicholas
director · ~56y · appointed 2015-07-13 · resigned 2017-04-28
Resigned
THURLOW, Stephen David
director · ~62y · appointed 2013-08-01 · resigned 2017-03-31
Resigned
WILLIAMS, Angela Marion
director · ~57y · appointed 2017-02-01 · resigned 2021-08-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Maven Capital Partners UK as Security Trustee
Maven Capital Partners UK LLP as Security Trustee
A registered charge15/12/201719/08/2021

Recent filings (121 total)

accounts-with-accounts-type-small
accounts · AA
2025-12-17
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-small
accounts · AA
2025-06-30
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-31
gazette-notice-compulsory
gazette · GAZ1
2025-05-27
memorandum-articles
incorporation · MA
2025-03-20
resolution
resolution · RESOLUTIONS
2025-03-20
appoint-person-director-company-with-name-date
officers · AP01
2025-03-19
termination-director-company-with-name-termination-date
officers · TM01
2025-03-19
appoint-person-director-company-with-name-date
officers · AP01
2025-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-06
termination-director-company-with-name-termination-date
officers · TM01
2024-04-02
accounts-with-accounts-type-small
accounts · AA
2024-03-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-02-14