THOMSON GARAGES LIMITED

💤Zombieactive
SC369257 · ltd · incorporated 2009-11-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£192.8k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 77/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 14.7y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 14.7 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £192,765

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£193k
↑ 36% YoY
Current Assets
£29k
↑ 8.1% YoY
Current Liabilities
—
£0£39k£77k£116k£154k£193kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£291.7k£253.3k
Current assets£29.0k£26.8k
Cash—£0
Debtors—£12.7k
Net assets£192.8k£142.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-10-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-04-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-05-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2024-04-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2023-06-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-05-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-05-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-09-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2019-09-12
    🔓
    Charge satisfied #1
  11. 2019-07-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-05-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2018-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-06-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2016-09-16
    🔒
    Charge registered #3
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  17. 2016-08-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2016-08-02
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  19. 2011-09-26
    🔒
    Charge registered #1
    Lender: J Gray and Sons Limited
  20. 2009-11-27
    🏢
    Company incorporated
    As THOMSON GARAGES LIMITED
  21. 2009-11-27
    ➕
    THOMSON, Steven Ross appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "THOMSON" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Steven Ross Thomson
Individual · Scottish · DOB 09/2016 · age 10
75–100%
—75-100% shares26/11/2016
Mrs Kirsty Anne Thomson
Individual · Scottish · DOB 03/1986 · age 40
25–50%
—25-50% shares17/04/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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£9.39M
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——7524y8864y
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£1.06M
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——520050y8768y
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——£2.10M—24y8358y
SEVILLE 2011 LIMITED→
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——£83.0k—15y8358y
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——£81.1k—25y8272y
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——£1.84M—49y8280y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2009-11-27
Jurisdictionscotland
Primary SIC45200 — SIC 45200

Registered office

8 Cinchona Road
Forres
Moray
IV36 2PN
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-11
Last: 2025-11-27

Officers (1 active · 0 resigned)

THOMSON, Steven Ross→
director · ~40y · appointed 2009-11-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge—16/09/2016—
outstanding
Virgin Money
Clydesdale Bank PLC
A registered charge1 property02/08/2016—
satisfied
J Gray and Sons
J Gray and Sons Limited
Standard security1 property26/09/201112/09/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (43 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-12
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-08