ABBOTSFORD CARE (GLENROTHES) LIMITED
📈Growthactive
SC370558 · ltd · incorporated 2009-12-24
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
£18.42M
year to Mar 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Medical nursing home activities
Sector: Human health & social work
Investor take
PursueLeverage-led grower with a 70-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (77/100).
🏦
Refinance opportunity
10 live charges · 4 lenders · oldest 16.2y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 16.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £12,282,491
Turnover YoY
+9%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Turnover | £18.42M | £16.85M |
| Gross profit | £4.30M | £3.59M |
| Operating profit | £1.82M | £1.54M |
| Profit before tax | £12.28M | £1.55M |
| Average employees | 60000 | 67700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-09🔒Charge registered #10Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #9Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #8Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #7Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #6Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #5Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-09🔒Charge registered #4Lender: Barclays Bank PLC (Company Number: 01026167)
- 2024-10-02📄capital-allotment-sharescapital · SH01
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02🔓Charge satisfied #2
- 2024-09-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-23🔒Charge registered #3Lender: Barclays Bank PLC
- 2023-12-23📄accounts-with-accounts-type-mediumaccounts · AA
- 2023-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-02📄accounts-with-accounts-type-fullaccounts · AA
- 2021-08-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-08-30📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-03➕MCKECHNIE, Mary Ann appointeddirector
- 2021-02-03➕MCKECHNIE, Sara Alainna appointeddirector
- 2021-02-03➕VALE, Jean Alyson appointeddirector
- 2014-11-11➕VALE, Alyson appointedsecretary
- 2014-11-11➖CHIENE + TAIT LLP resignedcorporate-secretary
- 2014-10-01➖CHIENE + TAIT resignedcorporate-secretary
- 2014-10-01➕CHIENE + TAIT LLP appointedcorporate-secretary
- 2011-04-13🔓Charge satisfied #1
- 2011-04-11🔒Charge registered #2Lender: Bank of Scotland PLC
- 2010-02-26🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2009-12-24🏢Company incorporatedAs ABBOTSFORD CARE (GLENROTHES) LIMITED
- 2009-12-24➕MCKECHNIE, Karen Mary appointeddirector
- 2009-12-24➕CHIENE + TAIT appointedcorporate-secretary
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Karen Mary Mckechnie Individual · British · DOB 12/1956 · age 70 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| THE DAISYCHAIN NURSERY KIRKCALDY LTD.→ SC263422 · est 2004 | — | — | — | 5200 | 22y | 83 | 78y |
| PITLAIR LIMITED→ SC164594 · est 1996 | — | — | — | 5800 | 30y | 82 | 80y |
| R MITEVA & ASSOCIATES LIMITED→ SC379836 · est 2010 | — | — | £574.1k | — | 15y | 82 | 63y |
| RIVENDELL CARE SERVICES LIMITED→ SC329079 · est 2007 | — | — | £273.5k | — | 18y | 82 | 86y |
| CHARLESTOWN PHARMACY LIMITED→ SC391110 · est 2011 | — | — | — | 5 | 15y | 81 | 64y |
| FIFE INTENSIVE REHABILITATION AND SUBSTANCE USE TEAM (FIRST) LIMITED→ SC298843 · est 2006 · no financials extracted | — | — | — | — | 20y | 81 | 80y |
| FIFE SHOPPING & SUPPORT SERVICES LTD→ SC384248 · est 2010 · no financials extracted | — | — | — | — | 15y | 81 | 69y |
| GIBSON TRAINING AND CARE LIMITED→ SC331626 · est 2007 | — | — | £81 | — | 18y | 81 | 82y |
| QA CONNECTIONS LTD→ SC379457 · est 2010 · no financials extracted | — | — | — | — | 15y | 81 | 64y |
| THE FIFE HERBAL DISPENSARY LIMITED→ SC284939 · est 2005 | — | — | — | — | 20y | 81 | 80y |
| BANDRUM NURSING HOME LIMITED→ SC099467 · est 1986 · no financials extracted | — | — | — | — | 39y | 80 | 88y |
| COLORECTAL LTD.→ SC261429 · est 2004 | — | — | — | 100 | 22y | 80 | 64y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-12-24
Jurisdictionscotland
Primary SIC86102 — Medical nursing home activities
Registered office
72 Milton Road
Kirkcaldy
Fife
KY1 1TP
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-07
Last: 2025-12-24
Officers (5 active · 2 resigned)
Active
MCKECHNIE, Karen Mary→
Activedirector · ~70y · appointed 2009-12-24
View their other companies + combined net worth →
MCKECHNIE, Mary Ann→
Activedirector · ~33y · appointed 2021-02-03
View their other companies + combined net worth →
MCKECHNIE, Sara Alainna→
Activedirector · ~44y · appointed 2021-02-03
View their other companies + combined net worth →
VALE, Jean Alyson→
Activedirector · ~38y · appointed 2021-02-03
View their other companies + combined net worth →
CHIENE + TAIT→
Resignedcorporate-secretary · appointed 2009-12-24 · resigned 2014-10-01
CHIENE + TAIT LLP→
Resignedcorporate-secretary · appointed 2014-10-01 · resigned 2014-11-11
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
8
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC (Company Number: 01026167) | A registered charge | 2 properties | 09/10/2024 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | — | 23/09/2024 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Bond & floating charge | 1 property | 11/04/2011 | 02/10/2024 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 26/02/2010 | 13/04/2011 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (72 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-13
accounts-with-accounts-type-medium
accounts · AA
2025-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-medium
accounts · AA
2024-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-14
capital-allotment-shares
capital · SH01
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-09