OPTIMAL PHYSIO LIMITED
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 5.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £221.0k | £203.5k |
| Current assets | £192.6k | £173.9k |
| Net assets | £210.8k | £190.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (18 events)Click to expand
- 2026-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-14🔒Charge registered #1Lender: Bank of Scotland PLC
- 2020-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-10-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-11-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-04📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-01-28📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-01-14🏢Company incorporatedAs OPTIMAL PHYSIO LIMITED
- 2010-01-14➕MCLEAN, Steven Campbell appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Steven Campbell Mclean Individual · British · DOB 04/1981 · age 45 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PLANNING FOR CARE LIMITED→ SC408508 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PLATINUM PT LTD→ SC657411 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| PLEAN STREET DENTAL LTD→ SC837261 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| PLUS HOMECARE LTD→ SC522229 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| POLLOK CARE HOME LIMITED→ SC183672 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| POLLOK DENTAL CARE LTD.→ SC461840 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| POP IN AND PLAY ASN LTD→ SC847449 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PORTLAND DP LTD→ SC841154 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| POSITIVE CHANGE HEALTH LTD→ SC771870 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| POSSOBILITIES LIMITED→ SC232937 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| PRACO PODIATRY SOLUTIONS LTD→ SC425088 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PRECISE MEDICOLEGAL CONSULTING LTD→ SC662297 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 14/05/2021 | — |