HAYWARD JARDINE LTD
🌳Matureactive
SC373745 · ltd · incorporated 2010-02-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£409.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 8.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 8.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £409,025
Cash YoY
+94%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£208k
↑ 94% YoY
Net Worth
£409k
↑ 74% YoY
Current Assets
£2.1m
↑ 7.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Total assets | £412.8k | £238.3k |
| Current assets | £2.07M | £1.93M |
| Cash | £208.1k | £107.0k |
| Net assets | £409.0k | £234.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-24📄memorandum-articlesincorporation · MA
- 2024-05-23📄resolutionresolution · RESOLUTIONS
- 2024-05-23📄capital-name-of-class-of-sharescapital · SH08
- 2024-03-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-09📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-16➕GORRY, Emma appointeddirector
- 2022-11-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-23🔒Charge registered #3Lender: Hsbc UK Bank PLC
- 2022-05-10📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-05-10📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-28🔒Charge registered #2Lender: Hsbc Invoice Finance (UK) LTD
- 2021-09-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-01-08🔒Charge registered #1Lender: Hsbc Bank PLC
- 2010-02-25🏢Company incorporatedAs HAYWARD JARDINE LTD
- 2010-02-25➕MCNEILL, Alistair Bailey appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alistair Bailey Mcneill Individual · British · DOB 06/1977 · age 49 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/03/2017 |
1 historic (ceased) PSC
- Mr Alistair Bailey Mcneillceased 28/02/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| H&H TRADING (SCOTLAND) LTD→ SC700742 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HENNAHUB LIMITED→ SC869949 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HERITAGE 54 LIMITED→ SC596925 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HERITAGE PETVOUR LTD→ SC862860 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HIGH PRIME TIME LIMITED→ SC778774 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HIGHLAND MEDICAL SUPPLY LIMITED→ SC727295 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HIGHLAND ROSE MELTS LTD→ SC801000 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HILMER SCOTLAND 11 LIMITED→ SC823982 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HILMER SCOTLAND 4 LIMITED→ SC768950 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HILMER SCOTLAND 5 LIMITED→ SC768955 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HILMER SCOTLAND 6 LIMITED→ SC785463 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HIYA PAL LTD→ SC790894 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-02-25
Jurisdictionscotland
Primary SIC47990 — Other retail sale not in stores, stalls or markets
Registered office
41 Carlyle Avenue
Hillington Park
Glasgow
G52 4XX
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25
Officers (2 active · 0 resigned)
Active
MCNEILL, Alistair Bailey→
Activedirector · ~49y · appointed 2010-02-25
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 23/06/2022 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 28/02/2022 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 08/01/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-12
memorandum-articles
incorporation · MA
2024-05-24
resolution
resolution · RESOLUTIONS
2024-05-23
capital-name-of-class-of-shares
capital · SH08
2024-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-09
change-person-director-company-with-change-date
officers · CH01
2023-03-09
appoint-person-director-company-with-name-date
officers · AP01
2022-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-28