KST PHARM LTD

🌳Matureactive
SC375579 · ltd · incorporated 2010-03-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£2.34M
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 13.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 13.8 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 7 with DOB)
88
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,336,598

Key financials

1 year extracted from filed iXBRL accounts
Cash
£662k
Net Worth
£2.3m
Current Assets
£1.3m
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Total assets£4.84M
Current assets£1.30M
Cash£662.3k
Debtors£567.0k
Net assets£2.34M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-01-27
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  2. 2025-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-11-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-11-18
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-11-11
    🔒
    Charge registered #6
    Lender: Barclays Security Trustee Limited (As Security Trustee) (Crn: 10825314)
  6. 2025-11-11
    🔒
    Charge registered #5
    Lender: Barclays Security Trustee Limited (As Security Trustee) (Crn: 10825314)
  7. 2025-11-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2025-11-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2025-11-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2025-11-05
    🔓
    Charge satisfied #3
  11. 2025-11-05
    🔓
    Charge satisfied #2
  12. 2025-10-20
    🔒
    Charge registered #4
    Lender: Barclays Security Trustee Limited as Security Trustee (Company Number 10825314)
  13. 2025-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2024-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2023-04-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2023-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-04-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2023-02-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  19. 2023-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2022-12-24
    SHIELDS, Allan appointed
    director
  21. 2022-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2021-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2021-04-08
    📄
    capital-allotment-shares
    capital · SH01
  24. 2020-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2020-09-01
    SADIQ, Mohammad Naseem appointed
    director
  26. 2020-07-31
    🔒
    Charge registered #3
    Lender: Unity Trust Bank PLC
  27. 2020-07-21
    🔒
    Charge registered #2
    Lender: Unity Trust Bank PLC
  28. 2020-07-07
    🔓
    Charge satisfied #1
  29. 2020-06-01
    SADIQ, Mohammad Naseem resigned
    director
  30. 2020-05-01
    SADIQ, Mohammad Naseem appointed
    director
  31. 2019-08-29
    TIMLIN, Elaine appointed
    secretary
  32. 2012-09-28
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  33. 2011-02-28
    DOBSON, Gavin Walter resigned
    director
  34. 2010-08-18
    DOBSON, Gavin Walter appointed
    director
  35. 2010-08-18
    FORSYTH, Thomas Alan resigned
    director
  36. 2010-08-18
    TIMLIN, Elaine resigned
    director
  37. 2010-03-25
    🏢
    Company incorporated
    As KST PHARM LTD
  38. 2010-03-25
    TIMLIN, Brian appointed
    director
  39. 2010-03-25
    FORSYTH, Thomas Alan appointed
    director
  40. 2010-03-25
    TIMLIN, Elaine appointed
    director

Owner dependency

60/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2025-11-11: A registered charge; 2025-11-11: A registered charge; 2025-10-20: A registered charge

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Brian Timlin
Individual · British · DOB 02/1974 · age 52
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016
Mrs Elaine Timlin
Individual · British · DOB 03/1975 · age 51
2550%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-03-25
Jurisdictionscotland
Primary SIC47730 — Dispensing chemist in specialised stores

Registered office

29 Brandon Street
Hamilton
South Lanarkshire
ML3 6DA

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12

Officers (4 active · 4 resigned)

TIMLIN, Elaine
secretary · appointed 2019-08-29
View their other companies + combined net worth →
Active
SADIQ, Mohammad Naseem
director · ~57y · appointed 2020-09-01
View their other companies + combined net worth →
Active
SHIELDS, Allan
director · ~44y · appointed 2022-12-24
View their other companies + combined net worth →
Active
TIMLIN, Brian
director · ~52y · appointed 2010-03-25
View their other companies + combined net worth →
Active
DOBSON, Gavin Walter
director · ~55y · appointed 2010-08-18 · resigned 2011-02-28
Resigned
FORSYTH, Thomas Alan
director · ~79y · appointed 2010-03-25 · resigned 2010-08-18
Resigned
SADIQ, Mohammad Naseem
director · ~57y · appointed 2020-05-01 · resigned 2020-06-01
Resigned
TIMLIN, Elaine
director · ~51y · appointed 2010-03-25 · resigned 2010-08-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
3
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Barclays
Barclays Security Trustee Limited (As Security Trustee) (Crn: 10825314)
A registered charge1 property11/11/2025
outstanding
Barclays
Barclays Security Trustee Limited (As Security Trustee) (Crn: 10825314)
A registered charge1 property11/11/2025
outstanding
Barclays
Barclays Security Trustee Limited as Security Trustee (Company Number 10825314)
A registered charge1 property20/10/2025
satisfied
Unity Trust Bank
Unity Trust Bank PLC
A registered charge1 property31/07/202005/11/2025
satisfied
Unity Trust Bank
Unity Trust Bank PLC
A registered charge21/07/202005/11/2025
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property28/09/201207/07/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (63 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2026-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-04
change-person-director-company-with-change-date
officers · CH01
2023-04-03