BOWDEN ASSETS LTD.
🌳Matureactive
SC376173 · ltd · incorporated 2010-04-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2024
Net worth
£95.7k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 82/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 12.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £95,684
Key financials
2 years extracted from filed iXBRL accountsCash
£43k
Net Worth
£96k
Current Assets
£93k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-04-30 | 2023-04-30 |
|---|---|---|
| Total assets | £95.7k | — |
| Current assets | £93.4k | — |
| Cash | £43.4k | — |
| Debtors | £50.0k | — |
| Net assets | £95.7k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-01➕BOWDEN, Cameron Clark appointeddirector
- 2022-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-11-19🔓Charge satisfied #2
- 2018-11-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-03📄accounts-amended-with-accounts-type-total-exemption-smallaccounts · AAMD
- 2016-04-11📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-01-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-04-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-07-21🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2014-02-09🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2011-09-01➕BOWDEN, Shirley-Ann Gerrard appointeddirector
- 2011-05-27➖HMS SECRETARIES LIMITED resignedcorporate-secretary
- 2010-04-19➕BOWDEN, Frederick James appointeddirector
- 2010-04-19➖MUNRO, Donald John resigneddirector
- 2010-04-19➖HMS DIRECTORS LIMITED resignedcorporate-director
- 2010-04-06🏢Company incorporatedAs BOWDEN ASSETS LTD.
- 2010-04-06➕HMS SECRETARIES LIMITED appointedcorporate-secretary
- 2010-04-06➕MUNRO, Donald John appointeddirector
- 2010-04-06➕HMS DIRECTORS LIMITED appointedcorporate-director
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "BOWDEN" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
23/100
No succession signalNo meaningful acquirability indicators from public data.
SIGNALS
- primaryFamily succession underway: Not a takeover target — BOWDEN, Cameron Clark (same surname) appointed 2022-07-01. Pattern consistent with intra-family handover.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Frederick James Bowden Individual · British · DOB 07/1964 · age 62 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence · firm interest | 06/04/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| CUNNINGHAM PLASTERING LTD→ SC357878 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| CW ACCESS LTD→ SC851313 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| D COWIE PLUMBING & HEATING LTD→ SC727927 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| D J C STRACHAN JOINERY LTD→ SC655007 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| DAVID COWE LIMITED→ SC285815 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| DAVIDSONS MARINE & INDUSTRIAL PAINTERS LTD.→ SC245245 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| DEESIDE PLUMBING AND HEATING LTD→ SC606663 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| DEESIDE ROOFING LIMITED→ SC532359 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DEVERON SERVICES LTD→ SC855684 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DEVREV JOINERY LTD→ SC866486 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DIAMOND PROPERTY DEVELOPMENTS -78 QR LTD→ SC757552 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DIVERSITY ENERGY SOLUTIONS LTD→ SC545423 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-04-06
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
17 Queens Den
Aberdeen
AB15 8BW
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-04-30
Confirmation statement
Next due: 2027-04-20
Last: 2026-04-06
Officers (3 active · 3 resigned)
BOWDEN, Cameron Clark→
Activedirector · ~36y · appointed 2022-07-01
View their other companies + combined net worth →
BOWDEN, Frederick James→
Activedirector · ~62y · appointed 2010-04-19
View their other companies + combined net worth →
BOWDEN, Shirley-Ann Gerrard→
Activedirector · ~62y · appointed 2011-09-01
View their other companies + combined net worth →
HMS SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2010-04-06 · resigned 2011-05-27
MUNRO, Donald John→
Resigneddirector · ~55y · appointed 2010-04-06 · resigned 2010-04-19
HMS DIRECTORS LIMITED→
Resignedcorporate-director · appointed 2010-04-06 · resigned 2010-04-19
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 21/07/2014 | 19/11/2019 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 09/02/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (44 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-14
appoint-person-director-company-with-name-date
officers · AP01
2023-05-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-01-15
mortgage-satisfy-charge-full
mortgage · MR04
2019-11-19