NETHY STEEL LIMITED

🌳Matureactive
SC376576 · ltd · incorporated 2010-04-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£193.4k
book net assets
Opportunity
69/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Special-situation opportunity
Distressed construction with salvageable qualities — special-situations priority.

Opportunity 69/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 1.3y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 1.3 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
65
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £193,352

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£193k
~ YoY
Current Assets
£315k
↓ 27% YoY
Current Liabilities
£0£87k£173k£260k£346k£433kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-04-052024-04-05
Total assets£220.3k£248.5k
Current assets£314.9k£433.0k
Net assets£193.4k£192.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-01-22
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  4. 2024-12-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-09-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-09-01
    STUART, Heidi Jane appointed
    director
  7. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-03-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2017-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2016-12-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-05-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-10-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-05-08
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2014-12-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2010-04-09
    🏢
    Company incorporated
    As NETHY STEEL LIMITED
  20. 2010-04-09
    STUART, Heidi Jane Irvine appointed
    secretary
  21. 2010-04-09
    STUART, Ross Fraser appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

44/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-23

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Ross Fraser Stuart
Individual · British · DOB 12/1977 · age 49
2550%
25-50% shares01/04/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · PH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
MCNICOL PLUMBING & HEATING SERVICES LTD
SC771152 · est 2023 · no financials extracted
2y
NME ELECTRICAL LTD
SC884084 · est 2026 · no financials extracted
ON FIBRE LTD
SC787434 · est 2023 · no financials extracted
2y
ORCHIL CONSULTING LIMITED
SC446574 · est 2013 · no financials extracted
13y
P.J. REDFORD (HOMES) LIMITED
SC120968 · est 1989 · no financials extracted
36y
PINEWAY CONTRACTS PERTH LIMITED
SC735051 · est 2022 · no financials extracted
3y
PK BASILICA LTD
SC853447 · est 2025 · no financials extracted
PMM DEVELOPMENTS LIMITED
SC410165 · est 2011 · no financials extracted
14y
PORTBANE LTD
SC764934 · est 2023 · no financials extracted
3y
POTTER PLUMBING AND HEATING (G.B.) LIMITED
SC074463 · est 1981 · no financials extracted
45y
PRIDE & JOY HOME SERVICES LTD
SC622030 · est 2019 · no financials extracted
7y
PRYDE WATER & DRAINAGE LTD
SC814132 · est 2024 · no financials extracted
1y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-04-09
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings

Registered office

23 Lynstock Crescent
Nethy Bridge
Inverness-Shire
PH25 3DX

Filing status

Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2026-04-23OVERDUE
Last: 2025-04-09

Officers (3 active · 0 resigned)

STUART, Heidi Jane Irvine
secretary · appointed 2010-04-09
View their other companies + combined net worth →
Active
STUART, Heidi Jane
director · ~48y · appointed 2024-09-01
View their other companies + combined net worth →
Active
STUART, Ross Fraser
director · ~49y · appointed 2010-04-09
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge22/01/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (35 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-12
appoint-person-director-company-with-name-date
officers · AP01
2024-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-25
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-19