THE SAINT ANDREWS EXPERIENCE LTD.
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 46). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -57% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 14.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £906.8k | £888.6k |
| Current assets | £1.96M | £2.17M |
| Cash | £222.1k | £519.5k |
| Debtors | £1.74M | £1.65M |
| Net assets | £906.8k | £888.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (23 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-01🔓Charge satisfied #2
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-10-29➖MUNRO, Robert resignedsecretary
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-20🔒Charge registered #2Lender: Adam & Company, a Business Name of the Royal Bank of Scotland
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2017-06-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2015-10-17🔓Charge satisfied #1
- 2012-01-27🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2010-05-26🏢Company incorporatedAs THE SAINT ANDREWS EXPERIENCE LTD.
- 2010-05-26➕MUNRO, Jennifer Margaret appointeddirector
- 2010-05-26➕MUNRO, Robert appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Issos International Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Issos International Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SOMERSET NURSERY SERVICES LTD.→ SC200542 · est 1999 | £849.5k £647.2k–£1.05M | £925.0k | — | 2900 | 26y | 84 | 78y |
| AHL ALBAIT SOCIETY→ SC167651 · est 1996 | — | — | £182.4k | — | 29y | 83 | 74y |
| BELMONT HOUSE LIMITED→ SC026135 · est 1948 · no financials extracted | — | — | — | — | 78y | 83 | 69y |
| BRIDGETON COMMUNITY LEARNING CAMPUS LTD.→ SC255075 · est 2003 | — | — | £513.1k | — | 22y | 83 | 66y |
| CLYDESIDE INITIATIVE FOR ARTS LIMITED→ SC286669 · est 2005 · no financials extracted | — | — | — | — | 20y | 83 | 66y |
| COSMIC COPPERS CHILDCARE LIMITED→ SC337815 · est 2008 | — | — | — | — | 18y | 83 | 61y |
| FARE SCOTLAND LTD.→ SC339537 · est 2008 · no financials extracted | — | — | — | — | 18y | 83 | 75y |
| HEART FOR THE CITY→ SC256661 · est 2003 | — | — | — | — | 22y | 83 | 60y |
| HYDE-N-SEEK (BELLSHILL) LTD.→ SC355163 · est 2009 | — | — | £211.9k | — | 17y | 83 | 59y |
| KIRRIEMUIR NURSERY SCHOOL LIMITED→ SC249016 · est 2003 | — | — | £12.1k | — | 23y | 83 | 66y |
| ROSEMOUNT LIFELONG LEARNING→ SC190521 · est 1998 · no financials extracted | — | — | — | — | 27y | 83 | 66y |
| VOLUNTEER TUTORS ORGANISATION LTD→ SC249724 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Adam & Company, a Business Name of the Royal Bank of Scotland | A registered charge | 1 property | 20/08/2020 | 01/09/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 27/01/2012 | 17/10/2015 |