LOIA LIMITED
💤Zombieactive
SC380818 · ltd · incorporated 2010-06-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · oldest 10.4y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 10.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 2600 | 2600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-02-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-18🔓Charge satisfied #1
- 2024-11-08➕WYLIE, Ann Malcolm appointeddirector
- 2024-11-08➖LOIA, Manio resigneddirector
- 2024-11-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-07-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-06-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-08-28📄change-person-director-company-with-change-dateofficers · CH01
- 2018-08-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-07-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-03-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-07-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-10-14🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2016-10-14🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2016-10-14🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2015-12-18🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2015-11-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2010-06-22🏢Company incorporatedAs LOIA LIMITED
- 2010-06-22➕LOIA, Manio appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Manio Loia Individual · Italian · DOB 03/1968 · age 58 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| IC SHIELDS LIMITED→ SC516816 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| IL BUONGUSTAIO LIMITED→ SC212129 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| JULIA & MACS SNACKS MOTHERWELL LTD→ SC832381 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JUST WILLIAM BARS LIMITED→ SC394487 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| JZL TRADING LIMITED→ SC882253 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| KENNA CONSULTANTS LTD→ SC399444 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| LILY AMELIA LTD→ SC872824 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LITTLE PLAY CORNER LTD→ SC883536 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LLTG - AIRDRIE LIMITED→ SC819494 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LOCHWAY LIMITED→ SC137138 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| LONG ISLAND 33 LIMITED→ SC856684 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LORMAN LIMITED→ SC801253 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-06-22
Jurisdictionscotland
Primary SIC56101 — Licenced restaurants
Registered office
C/O Mechanics Workshop
New Lanark
Lanark
ML11 9DB
United Kingdom
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-07-06
Last: 2025-06-22
Officers (1 active · 1 resigned)
WYLIE, Ann Malcolm→
Activedirector · ~56y · appointed 2024-11-08
View their other companies + combined net worth →
LOIA, Manio→
Resigneddirector · ~58y · appointed 2010-06-22 · resigned 2024-11-08
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/10/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/10/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/10/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 18/12/2015 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 23/11/2015 | 18/12/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-18
appoint-person-director-company-with-name-date
officers · AP01
2024-11-08
termination-director-company-with-name-termination-date
officers · TM01
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
change-account-reference-date-company-current-extended
accounts · AA01
2021-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-31