TONCAM FLOORING & INTERIORS LTD

🌳Matureactive
SC381916 · ltd · incorporated 2010-07-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 10.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£239.0k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Retail sale of carpets, rugs, wall and floor coverings in specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 81222Specialised cleaning services
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 10.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 10.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £239,025

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£239k
↑ 20% YoY
Current Assets
£240k
↑ 24% YoY
Current Liabilities
—
£0£48k£96k£144k£192k£240kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£263.1k£239.0k
Current assets£240.4k£193.6k
Net assets£239.0k£199.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 address
Last 90 days
2
filings
  • • 1 address
  • • 1 officers
Last 180 days
4
filings
  • • 1 address
  • • 1 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-04-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2026-03-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-10-10
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2024-10-10
    🔓
    Charge satisfied #2
  7. 2023-12-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-08-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-07-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-03-29
    📄
    capital-allotment-shares
    capital · SH01
  11. 2021-03-29
    📄
    capital-allotment-shares
    capital · SH01
  12. 2021-03-29
    📄
    capital-allotment-shares
    capital · SH01
  13. 2021-03-29
    📄
    capital-allotment-shares
    capital · SH01
  14. 2021-02-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2021-02-04
    ➕
    MENZIES, Evan appointed
    director
  16. 2020-07-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2019-10-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2018-08-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2015-10-07
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  20. 2015-09-28
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  21. 2012-08-31
    ➖
    CAMPBELL, Scott Mackinnon resigned
    director
  22. 2010-07-14
    🏢
    Company incorporated
    As TONCAM FLOORING & INTERIORS LTD
  23. 2010-07-14
    ➕
    TONKIN, Glen Steven appointed
    secretary
  24. 2010-07-14
    ➕
    TONKIN, Glen Steven appointed
    director
  25. 2010-07-14
    ➕
    CAMPBELL, Scott Mackinnon appointed
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Glen Tonkin
Individual · British · DOB 11/1975 · age 51
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———1528y8358y
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———022y8258y
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SC234891 · est 2002
——£306.2k—23y8267y
BRAIDPARK LTD.→
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——£3.2k—23y8275y
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——£358.5k—21y8268y
REN ET VOIGT LIMITED→
SC283336 · est 2005 · no financials extracted
————20y——
THE HORSE SHOP LTD→
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———————
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————13y——
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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-07-14
Jurisdictionscotland
Primary SIC47530 — Retail sale of carpets, rugs, wall and floor coverings in specialised stores

Registered office

Unit 2b Ruthven Road
Kingussie
PH21 1ER
United Kingdom

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17

Officers (3 active · 1 resigned)

TONKIN, Glen Steven→
secretary · appointed 2010-07-14
View their other companies + combined net worth →
Active
MENZIES, Evan→
director · ~38y · appointed 2021-02-04
View their other companies + combined net worth →
Active
TONKIN, Glen Steven→
director · ~51y · appointed 2010-07-14
View their other companies + combined net worth →
Active
CAMPBELL, Scott Mackinnon→
director · ~42y · appointed 2010-07-14 · resigned 2012-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property07/10/201510/10/2024
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—28/09/2015—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (46 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-15
change-person-director-company-with-change-date
officers · CH01
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-15
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-28
capital-allotment-shares
capital · SH01
2021-03-29