TEREM LTD.

🌳Matureactive
SC383810 · ltd · incorporated 2010-08-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Aug 2024
Net worth
£697.5k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Asset-holding vehicle with a 64-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £697,480
Net assets shrinking
Down £11,621 YoY
Cash YoY
-15%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£36k
↓ 15% YoY
Net Worth
£697k
↓ 1.6% YoY
Current Assets
£547k
↓ 29% YoY
Current Liabilities
—
£0£153k£307k£460k£614k£767kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31
Total assets£697.5k£726.6k
Current assets£547.1k£766.9k
Cash£36.3k£42.5k
Debtors£510.9k£724.4k
Net assets£697.5k£709.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-05-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-06-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2024-06-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2024-05-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2023-05-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2022-05-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2021-05-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2020-05-05
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2019-10-30
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  10. 2018-11-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2017-11-29
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2017-09-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2017-09-27
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2016-11-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-04-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2010-08-17
    🏢
    Company incorporated
    As TEREM LTD.
  17. 2010-08-17
    ➕
    DI CIACCA, Remo appointed
    director
  18. 2010-08-17
    ➕
    FEENEY, Terence appointed
    director
  19. 2010-08-17
    ➕
    MABBOTT, Stephen George appointed
    director
  20. 2010-08-17
    ➖
    MABBOTT, Stephen George resigned
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Remo Di Ciacca
Individual · British · DOB 09/1962 · age 64
25–50%
25–50%board control25-50% shares · 25-50% voting · board control15/09/2016
Mr Terence Feeney
Individual · British · DOB 01/1964 · age 62
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Mr Remo Di Ciaccaceased 19/06/2024· 25-50% shares · 25-50% voting · board control
  • Miss Stefania Di Ciaccaceased 01/11/2016· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-08-17
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

70 West Regent Street
Glasgow
G2 2QZ
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-31
Last: 2025-08-17

Officers (2 active · 1 resigned)

DI CIACCA, Remo→
director · ~64y · appointed 2010-08-17
View their other companies + combined net worth →
Active
FEENEY, Terence→
director · ~62y · appointed 2010-08-17
View their other companies + combined net worth →
Active
MABBOTT, Stephen George→
director · ~76y · appointed 2010-08-17 · resigned 2010-08-17
Resigned

Click a director name to see their full track record across all companies.

Recent filings (42 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-25
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-05-05
change-account-reference-date-company-previous-extended
accounts · AA01
2019-10-30