ISLAND BAKERY ORGANICS LIMITED

📈Growthactive
SC384005 · ltd · incorporated 2010-08-20
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
Upgrade to see
Turnover
£4.81M
year to Mar 2025
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: SIC 10720
Sector: Manufacturing
Investor take
Pursue
Strong opportunity: leverage-led grower with strong profile and acceptable with review structure.

Opportunity 77/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (70/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 14.5y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 14.5 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Profitable
Profit before tax £418,817
Strong revenue growth
Turnover up 35% YoY
Turnover YoY
+35%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Turnover£4.81M£3.56M
Gross profit£1.19M£827.9k
Profit before tax£418.8k£143.3k
Average employees37003400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-07-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-06-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2020-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2019-08-15
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  9. 2019-08-14
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  10. 2019-08-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2019-07-26
    🔒
    Charge registered #3
    Lender: Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
  12. 2018-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-12-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-08-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2016-12-14
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-12-09
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2011-11-08
    🔒
    Charge registered #2
    Lender: Triodos Bank Nv
  18. 2011-10-25
    🔒
    Charge registered #1
    Lender: Triodos Bank N.V.
  19. 2010-08-20
    🏢
    Company incorporated
    As ISLAND BAKERY ORGANICS LIMITED
  20. 2010-08-20
    READE, Dawn appointed
    director
  21. 2010-08-20
    READE, Joseph Jeffrey appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Joseph Jeffrey Reade
Individual · British · DOB 01/1972 · age 54
2550%
25-50% shares06/04/2016
Mrs Dawn Reade
Individual · British · DOB 03/1972 · age 54
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-08-20
Jurisdictionscotland
Primary SIC10720 — SIC 10720

Registered office

Ceilte Dervaig Road
Tobermory
Isle Of Mull
Argyll
PA75 6PY

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-19
Last: 2025-08-05

Officers (2 active · 0 resigned)

READE, Dawn
director · ~54y · appointed 2010-08-20
View their other companies + combined net worth →
Active
READE, Joseph Jeffrey
director · ~54y · appointed 2010-08-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Close Invoice Finance , 10 Crown Place, London, EC2A 4FT ("Close")
Close Invoice Finance Limited, 10 Crown Place, London, EC2A 4FT ("Close")
A registered charge26/07/2019
outstanding
Triodos Bank Nv
Standard security1 property08/11/2011
outstanding
Triodos Bank N.V.
Bond & floating charge1 property25/10/2011
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (39 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2019-08-15