BLUE CIRCLE WEALTH MANAGEMENT LTD
💤Zombieactive
SC386205 · ltd · incorporated 2010-09-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£3.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
59 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £3,299
Key financials
2 years extracted from filed iXBRL accountsCash
£33k
Net Worth
£3k
↑ 84% YoY
Current Assets
£118k
↑ 2.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £3.3k | £1.8k |
| Current assets | £118.5k | £115.4k |
| Cash | £33.0k | — |
| Debtors | £85.5k | — |
| Net assets | £3.3k | £1.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-01-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-01-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-01-11📄gazette-notice-compulsorygazette · GAZ1
- 2021-06-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-10-26✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2020-10-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-22📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2020-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-10-22📄elect-to-keep-the-secretaries-register-information-on-the-public-registerofficers · EH03
- 2020-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-10-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-08➕KILNER, Christopher appointedsecretary
- 2020-10-08➕KILNER, Christopher Edward appointeddirector
- 2020-10-08➖WRIGHT, Stephen resigneddirector
- 2020-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-25➖TAYLOR, Karen Stout resigneddirector
- 2019-02-25➕WRIGHT, Stephen appointeddirector
- 2010-09-30🏢Company incorporatedAs BLUE CIRCLE WEALTH MANAGEMENT LTD
- 2010-09-30➕BRIAN REID LTD. appointedcorporate-secretary
- 2010-09-30➖BRIAN REID LTD. resignedcorporate-secretary
- 2010-09-30➕MABBOTT, Stephen George appointeddirector
- 2010-09-30➖MABBOTT, Stephen George resigneddirector
- 2010-09-30➕TAYLOR, Karen Stout appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Kilner Individual · British · DOB 10/1981 · age 45 | 75–100% | — | 75-100% shares | 08/10/2020 |
2 historic (ceased) PSCs
- Kpw Investmentsceased 08/10/2020· 75-100% shares
- Mrs Karen Stout Taylorceased 25/02/2019· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CINNAMON GP4 LIMITED→ SC581651 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CITYPOINT WEALTH LIMITED→ SC055597 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| CK HOME HUB FINANCIAL SERVICES LIMITED→ SC629293 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CLYDE BERGEMANN PENSION (TRUSTEES) LIMITED→ SC222231 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CLYDE BERGEMANN POWER GROUP INTERNATIONAL LIMITED→ SC188877 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| CLYDE BROKERS LIMITED→ SC419422 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| CONNECTIONS FINANCE LTD→ SC842423 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CONTRACT MORTGAGES LTD→ SC465654 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| COUNTRYWIDE EMPLOYEE BENEFITS LTD→ SC741646 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| DC PREMIER WEALTH MANAGEMENT LIMITED→ SC441449 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| DEAN FLEMING CONSULTING LTD→ SC659665 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DGL (GLASGOW) LTD→ SC338543 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2010-09-30
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
48 West George Street
Clyde Offices
Glasgow
G2 1BP
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-31
Last: 2025-10-17
Officers (2 active · 4 resigned)
KILNER, Christopher→
Activesecretary · appointed 2020-10-08
View their other companies + combined net worth →
KILNER, Christopher Edward→
Activedirector · ~45y · appointed 2020-10-08
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-secretary · appointed 2010-09-30 · resigned 2010-09-30
MABBOTT, Stephen George→
Resigneddirector · ~76y · appointed 2010-09-30 · resigned 2010-09-30
TAYLOR, Karen Stout→
Resigneddirector · ~61y · appointed 2010-09-30 · resigned 2019-02-25
WRIGHT, Stephen→
Resigneddirector · ~44y · appointed 2019-02-25 · resigned 2020-10-08
Click a director name to see their full track record across all companies.
Recent filings (59 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17
change-person-director-company-with-change-date
officers · CH01
2024-10-15
change-person-secretary-company-with-change-date
officers · CH03
2024-10-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-19
gazette-filings-brought-up-to-date
gazette · DISS40
2022-01-12
gazette-notice-compulsory
gazette · GAZ1
2022-01-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-08