WESTPOINT INVESTMENT COMPANY LIMITED

🌳Matureactive
SC386319 · ltd · incorporated 2010-10-01
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
  • 70100Activities of head offices
Investor take
Pursue
Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 14.9y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 14.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 6 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-30
Average employees3

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 2 accounts
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2026-01-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-12-18
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  3. 2025-06-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2025-06-16
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  5. 2024-06-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  6. 2023-06-26
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2022-06-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2022-02-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2022-02-04
    ➖
    DICKSON, Graham Robert resigned
    director
  10. 2021-06-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2020-09-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2019-07-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  13. 2018-11-21
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2018-11-21
    🔓
    Charge satisfied #2
  15. 2018-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-10-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  17. 2017-10-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2017-05-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2016-03-23
    🔓
    Charge satisfied #6
  20. 2013-05-03
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  21. 2013-03-23
    🔓
    Charge satisfied #5
  22. 2013-03-23
    🔓
    Charge satisfied #3
  23. 2013-02-14
    🔓
    Charge satisfied #4
  24. 2013-02-08
    🔓
    Charge satisfied #1
  25. 2012-11-06
    ➖
    MCNEIL, Graham Thomas resigned
    director
  26. 2011-07-08
    🔒
    Charge registered #5
    Lender: Clydesdale Bank PLC
  27. 2011-07-08
    🔒
    Charge registered #4
    Lender: Clydesdale Bank PLC
  28. 2011-07-08
    🔒
    Charge registered #3
    Lender: Clydesdale Bank PLC
  29. 2011-07-08
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  30. 2011-06-30
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  31. 2010-11-12
    ➕
    RIGBY, Ian appointed
    secretary
  32. 2010-11-12
    ➖
    MACDONALDS resigned
    corporate-secretary
  33. 2010-11-05
    ➕
    CULLIS, Stephen William appointed
    director
  34. 2010-11-05
    ➕
    LYON, Grant Alexander appointed
    director
  35. 2010-11-05
    ➕
    RIGBY, Ian appointed
    director
  36. 2010-11-05
    ➕
    DICKSON, Graham Robert appointed
    director
  37. 2010-11-05
    ➕
    MCNEIL, Graham Thomas appointed
    director
  38. 2010-11-05
    ➖
    WHITE, Joyce Helen resigned
    director
  39. 2010-10-01
    🏢
    Company incorporated
    As WESTPOINT INVESTMENT COMPANY LIMITED
  40. 2010-10-01
    ➕
    MACDONALDS appointed
    corporate-secretary
  41. 2010-10-01
    ➕
    WHITE, Joyce Helen appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Westpoint Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Westpoint Group Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
WESTPOINT INVESTMENT COMPANY LIMITED
This company · SC386319

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Westpoint Group Ltd
Corporate entity
75–100%
—75-100% shares21/04/2017
1 historic (ceased) PSC
  • Mr Stephen William Cullisceased 21/04/2017· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-10-01
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

3 Arthur Street
Clarkston
Glasgow
G76 8BQ

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-15
Last: 2025-10-01

Officers (4 active · 4 resigned)

RIGBY, Ian→
secretary · appointed 2010-11-12
View their other companies + combined net worth →
Active
CULLIS, Stephen William→
director · ~70y · appointed 2010-11-05
View their other companies + combined net worth →
Active
LYON, Grant Alexander→
director · ~53y · appointed 2010-11-05
View their other companies + combined net worth →
Active
RIGBY, Ian→
director · ~59y · appointed 2010-11-05
View their other companies + combined net worth →
Active
MACDONALDS→
corporate-secretary · appointed 2010-10-01 · resigned 2010-11-12
Resigned
DICKSON, Graham Robert→
director · ~67y · appointed 2010-11-05 · resigned 2022-02-04
Resigned
MCNEIL, Graham Thomas→
director · ~50y · appointed 2010-11-05 · resigned 2012-11-06
Resigned
WHITE, Joyce Helen→
director · ~67y · appointed 2010-10-01 · resigned 2010-11-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property03/05/201323/03/2016
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property08/07/201123/03/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property08/07/201114/02/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property08/07/201123/03/2013
satisfied
Virgin Money
Clydesdale Bank PLC
Standard security1 property08/07/201121/11/2018
satisfied
Virgin Money
Clydesdale Bank PLC
Floating charge1 property30/06/201108/02/2013

Recent filings (65 total)

accounts-with-accounts-type-small
accounts · AA
2026-01-16
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-small
accounts · AA
2025-06-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-small
accounts · AA
2024-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-12
accounts-with-accounts-type-small
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-21
accounts-with-accounts-type-small
accounts · AA
2022-06-24
termination-director-company-with-name-termination-date
officers · TM01
2022-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-13
accounts-with-accounts-type-small
accounts · AA
2021-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-14