COLDSPRING PROPERTY CONSULTANTS LIMITED

🌳Matureactive
SC388956 · ltd · incorporated 2010-11-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 5.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£408
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Real estate agencies
Sector: Real estate
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

1 live charge · oldest 5.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 5.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £408
Cash YoY
+158%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£16k
↑ 158% YoY
Net Worth
£408
↑ 103% YoY
Current Assets
£17k
↓ 73% YoY
Current Liabilities
-£15k£639£16k£32k£47k£63kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£522£30.1k
Current assets£17.1k£63.0k
Cash£15.7k£6.1k
Debtors£1.4k£56.9k
Net assets£408£-14.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-11-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-06-04
    🔓
    Charge satisfied #1
  4. 2024-08-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-02-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-02-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-03-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2021-03-10
    🔒
    Charge registered #1
    Lender: Hsbc UK Bank PLC
  12. 2021-01-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-10-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-09-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2018-08-31
    SHERRIFF, Jill Gordon appointed
    director
  17. 2017-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2016-09-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  19. 2010-11-16
    🏢
    Company incorporated
    As COLDSPRING PROPERTY CONSULTANTS LIMITED
  20. 2010-11-16
    SHERRIFF, Bryan Ballie appointed
    director
  21. 2010-11-16
    HEMMINGS, Stephen David appointed
    director
  22. 2010-11-16
    HEMMINGS, Stephen David resigned
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Coldspring Estates Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Coldspring Estates Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
COLDSPRING PROPERTY CONSULTANTS LIMITED
This company · SC388956

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Coldspring Estates Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-11-16
Jurisdictionscotland
Primary SIC68310 — Real estate agencies

Registered office

9 Ainslie Place
Edinburgh
Midlothian
EH3 6AT

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-30
Last: 2025-11-16

Officers (2 active · 1 resigned)

SHERRIFF, Bryan Ballie
director · ~56y · appointed 2010-11-16
View their other companies + combined net worth →
Active
SHERRIFF, Jill Gordon
director · ~57y · appointed 2018-08-31
View their other companies + combined net worth →
Active
HEMMINGS, Stephen David
director · ~71y · appointed 2010-11-16 · resigned 2010-11-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property10/03/202104/06/2025

Recent filings (38 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-05
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-26
change-person-director-company-with-change-date
officers · CH01
2024-02-02
change-person-director-company-with-change-date
officers · CH01
2024-02-02
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-07