KEN NAIRN LTD

💤Zombieactive

SC394820 · ltd · incorporated 2011-03-04

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£178.0k

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Asset-holding vehicle with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 1 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

32 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £178,003

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£178k

↑ 66% YoY

Current Assets

£180k

↑ 66% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-05	2024-04-05
Total assets	£178.0k	£107.6k
Current assets	£179.9k	£108.1k
Net assets	£178.0k	£107.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-01-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-01-02
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-01-03
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-03-07
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2011-03-04
🏢
Company incorporated
As KEN NAIRN LTD
2011-03-04
➕
NAIRN, Linda Helen appointed
secretary
2011-03-04
➕
NAIRN, Kenneth Walker appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder name in company name: Company name contains director surname "NAIRN" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 62 — approaching natural succession window.
+No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

78/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Kenneth Walker Nairn Individual · Scottish · DOB 03/1964 · age 62	25–50%	—	25-50% shares	06/04/2016
Mrs Linda Helen Nairn Individual · British · DOB 04/1963 · age 63	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CHRISTIE FINANCIAL PLANNING LIMITED→ SC189743 · est 1998	—	—	£162.2k	—	27y	82	65y
JMC FINANCIAL SERVICES LIMITED→ SC245180 · est 2003	—	—	£17.1k	—	23y	82	58y
KEN BINNIE FINANCIAL LIMITED→ SC244778 · est 2003	—	—	£253	—	23y	82	66y
PACIFIC SHELF 1272 LIMITED→ SC267459 · est 2004	—	—	—	1	21y	82	77y
A G FINANCE (SCOTLAND) LIMITED→ SC281499 · est 2005	—	—	—	11	21y	80	64y
ACMCA LIMITED→ SC234784 · est 2002	—	—	£19.7k	—	23y	80	71y
ALAN R. MACKAY & COMPANY LIMITED→ SC114821 · est 1988	—	—	—	37	37y	80	58y
AYRSHIRE FINANCIAL SERVICES LTD.→ SC209344 · est 2000	—	—	£85.3k	—	25y	80	60y
B.P.D. SOLUTIONS LTD→ SC396317 · est 2011	—	—	£2	—	15y	80	66y
DAVID MUNRO FINANCIAL SERVICES LIMITED→ SC350315 · est 2008	—	—	£47.9k	—	17y	80	62y
JIM WYLIE MORTGAGE & FINANCIAL SERVICES LIMITED→ SC246054 · est 2003	—	—	£180.3k	—	23y	80	62y
KLIN FACILITIES MANAGEMENT LIMITED→ SC342810 · est 2008	—	—	£7.2k	—	17y	80	60y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2011-03-04

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4 Wellington Square

Ayr

South Ayrshire

KA7 1EN

Filing status

Accounts

Next due: 2027-01-05

Last made up to: 2025-04-05

Confirmation statement

Next due: 2027-03-18

Last: 2026-03-04

Officers (2 active · 0 resigned)

NAIRN, Linda Helen→

secretary · appointed 2011-03-04

View their other companies + combined net worth →

Active

NAIRN, Kenneth Walker→

director · ~62y · appointed 2011-03-04

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.