JKFS (UK) LIMITED
🌳Matureactive
SC398399 · ltd · incorporated 2011-04-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
81/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 900 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 1 incorporation
- • 1 resolution
- • 1 capital
Last 180 days
4
filings
- • 1 incorporation
- • 1 resolution
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-03-27📄memorandum-articlesincorporation · MA
- 2026-03-27📄resolutionresolution · RESOLUTIONS
- 2026-03-27📄capital-allotment-sharescapital · SH01
- 2025-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-01➕HAY, Samantha Anne appointeddirector
- 2022-08-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-08-11➕WALKER, Mark James appointeddirector
- 2011-04-26🏢Company incorporatedAs JKFS (UK) LIMITED
- 2011-04-26➕KERR, John Alexander appointeddirector
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Alexander Kerr Individual · British · DOB 04/1966 · age 60 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| HOXTON VENTURES IV, (SCOT) LTD→ SC818164 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KILGOUR INVESTMENTS LIMITED→ SC555112 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| KILWAUGHTER CONSULTANTS LTD.→ SC351701 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| KK ADVISER LTD→ SC761416 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| KSF III GP LIMITED→ SC672712 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| L3 INVESTMENT HOLDINGS GP LIMITED→ SC521123 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| L5 INVESTMENT HOLDINGS GP LIMITED→ SC581677 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| LARCHPOINT 1B RB CARRY GP LIMITED→ SC677790 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LARCHPOINT 1B RB COINVEST GP LIMITED→ SC677796 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LARCHPOINT 1B RB GP LIMITED→ SC677786 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LARCHPOINT ALTERNATIVE RB COINVEST GP LIMITED→ SC677821 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LARCHPOINT ALTERNATIVE RB GP LIMITED→ SC677805 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-04-26
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
65 Nile Grove
Edinburgh
EH10 4SN
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (3 active · 0 resigned)
HAY, Samantha Anne→
Activedirector · ~39y · appointed 2022-08-01
View their other companies + combined net worth →
KERR, John Alexander→
Activedirector · ~60y · appointed 2011-04-26
View their other companies + combined net worth →
WALKER, Mark James→
Activedirector · ~53y · appointed 2014-08-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (44 total)
memorandum-articles
incorporation · MA
2026-03-27
resolution
resolution · RESOLUTIONS
2026-03-27
capital-allotment-shares
capital · SH01
2026-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-01
change-person-director-company-with-change-date
officers · CH01
2022-08-02
change-person-director-company-with-change-date
officers · CH01
2022-08-02
appoint-person-director-company-with-name-date
officers · AP01
2022-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01