ABBOTSFORD PROPERTY (DUNFERMLINE) LIMITED

🌳Matureactive
SC400279 · ltd · incorporated 2011-05-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.7y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£20.5k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Non-trading company
Sector: Professional, scientific & technical
Investor take
Special-situation opportunity
Distressed holding with salvageable qualities — special-situations priority.

Opportunity 72/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

18 live charges · oldest 14.7y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 14.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
18 charges (18/18 with lender, 18/18 with type)
90
Directors & officers
6 officers (5 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £20,494

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£20k
Current Assets
Current Liabilities
£0£4k£8k£12k£16k£20kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£20.5k
Net assets£20.5k
Average employees0

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (68 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-09
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-10-03
    📄
    capital-statement-capital-company-with-date-currency-figure
    capital · SH19
  5. 2024-10-03
    📄
    legacy
    capital · SH20
  6. 2024-10-03
    ⚠️
    legacy
    insolvency · CAP-SS
  7. 2024-10-03
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2024-10-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  9. 2024-10-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  11. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  16. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  18. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  21. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  22. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  23. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2024-10-02
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2024-10-02
    🔓
    Charge satisfied #18
  26. 2024-10-02
    🔓
    Charge satisfied #17
  27. 2024-10-02
    🔓
    Charge satisfied #16
  28. 2024-10-02
    🔓
    Charge satisfied #15
  29. 2024-10-02
    🔓
    Charge satisfied #14
  30. 2024-10-02
    🔓
    Charge satisfied #13
  31. 2024-10-02
    🔓
    Charge satisfied #12
  32. 2024-10-02
    🔓
    Charge satisfied #11
  33. 2024-10-02
    🔓
    Charge satisfied #10
  34. 2024-10-02
    🔓
    Charge satisfied #9
  35. 2024-10-02
    🔓
    Charge satisfied #8
  36. 2024-10-02
    🔓
    Charge satisfied #7
  37. 2024-10-02
    🔓
    Charge satisfied #6
  38. 2024-10-02
    🔓
    Charge satisfied #5
  39. 2024-10-02
    🔓
    Charge satisfied #4
  40. 2024-10-02
    🔓
    Charge satisfied #3
  41. 2024-10-02
    🔓
    Charge satisfied #2
  42. 2024-10-02
    🔓
    Charge satisfied #1
  43. 2021-02-03
    MCKECHNIE, Mary Ann appointed
    director
  44. 2021-02-03
    MCKECHNIE, Sara Alainna appointed
    director
  45. 2021-02-03
    VALE, Jean Alyson appointed
    director
  46. 2014-10-01
    CHIENE + TAIT LLP appointed
    corporate-secretary
  47. 2014-10-01
    CHIENE + TAIT resigned
    corporate-secretary
  48. 2014-06-30
    🔒
    Charge registered #18
    Lender: Bank of Scotland PLC
  49. 2013-12-16
    🔒
    Charge registered #17
    Lender: Bank of Scotland PLC
  50. 2013-12-16
    🔒
    Charge registered #16
    Lender: Bank of Scotland PLC
Showing most recent 50 of 68 events

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·
1 insolvency-related filing on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2024-10-03: legacy

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Abbotsford Care (Glenrothes) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Abbotsford Care (Glenrothes) Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
ABBOTSFORD PROPERTY (DUNFERMLINE) LIMITED
This company · SC400279

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Abbotsford Care (Glenrothes) Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control30/09/2024
2 historic (ceased) PSCs
  • Mrs Karen Mary Mckechnieceased 30/09/2024· significant influence
  • Mr Alexander Marshall Mckechnieceased 16/05/2020· 75-100% shares · 75-100% voting · trust interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-05-25
Jurisdictionscotland
Primary SIC74990 — Non-trading company

Registered office

72 Milton Road
Kirkcaldy
Fife
KY1 1TP
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-08
Last: 2025-05-25

Officers (5 active · 1 resigned)

CHIENE + TAIT LLP
corporate-secretary · appointed 2014-10-01
View their other companies + combined net worth →
Active
MCKECHNIE, Karen Mary
director · ~70y · appointed 2011-05-25
View their other companies + combined net worth →
Active
MCKECHNIE, Mary Ann
director · ~33y · appointed 2021-02-03
View their other companies + combined net worth →
Active
MCKECHNIE, Sara Alainna
director · ~44y · appointed 2021-02-03
View their other companies + combined net worth →
Active
VALE, Jean Alyson
director · ~38y · appointed 2021-02-03
View their other companies + combined net worth →
Active
CHIENE + TAIT
corporate-secretary · appointed 2011-05-25 · resigned 2014-10-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

18
Total charges
0
Outstanding
0
Active lenders
Status:Lender:18 of 18 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property30/06/201402/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property16/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property13/12/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property26/10/201302/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property15/02/201202/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Standard security1 property05/01/201202/10/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
Bond & floating charge1 property12/09/201102/10/2024

Recent filings (87 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-11
change-person-director-company-with-change-date
officers · CH01
2025-06-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-10-03
legacy
capital · SH20
2024-10-03
legacy
insolvency · CAP-SS
2024-10-03
resolution
resolution · RESOLUTIONS
2024-10-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-10-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-02