UA PROPERTIES LTD

💤Zombieactive
SC401546 · ltd · incorporated 2011-06-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£32.6k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
ALSO REGISTERED FOR
  • 77400Leasing of intellectual property and similar products, except copyright works
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · oldest 12.8y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 12.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £32,551
Net assets shrinking
Down £14,647 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£33k
↓ 31% YoY
Current Assets
£64k
↓ 22% YoY
Current Liabilities
£0£16k£33k£49k£65k£82kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-06-302024-06-30
Total assets£36.0k£51.5k
Current assets£64.0k£81.8k
Net assets£32.6k£47.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-12-22
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  3. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-06-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2024-06-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2024-06-03
    🔓
    Charge satisfied #5
  7. 2024-06-03
    🔓
    Charge satisfied #4
  8. 2024-03-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-03-12
    🔓
    Charge satisfied #3
  10. 2023-07-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-09-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-05-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2022-05-11
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  14. 2022-05-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2022-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-03-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2018-12-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2018-09-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  20. 2018-09-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  21. 2018-09-01
    🔓
    Charge satisfied #2
  22. 2018-09-01
    🔓
    Charge satisfied #1
  23. 2016-10-25
    🔒
    Charge registered #5
    Lender: Bank of Scotland PLC
  24. 2015-01-20
    🔒
    Charge registered #4
    Lender: Bank of Scotland PLC
  25. 2014-12-22
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  26. 2014-04-03
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  27. 2013-08-14
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  28. 2011-06-13
    🏢
    Company incorporated
    As UA PROPERTIES LTD
  29. 2011-06-13
    MALIK, Umer Ashraf appointed
    secretary
  30. 2011-06-13
    MALIK, Umer Ashraf appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Umer Ashraf Malik
Individual · British · DOB 10/1984 · age 42
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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£117.8k52y8359y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-06-13
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

21 Marine Crescent
Glasgow
G51 1HD
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-15
Last: 2025-06-01

Officers (2 active · 0 resigned)

MALIK, Umer Ashraf
secretary · appointed 2011-06-13
View their other companies + combined net worth →
Active
MALIK, Umer Ashraf
director · ~42y · appointed 2011-06-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property25/10/201603/06/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property20/01/201503/06/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge22/12/201412/03/2024
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property03/04/201401/09/2018
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property14/08/201301/09/2018

Recent filings (44 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2025-12-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-03
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-03
mortgage-satisfy-charge-full
mortgage · MR04
2024-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-11
change-person-secretary-company-with-change-date
officers · CH03
2022-05-11
change-person-director-company-with-change-date
officers · CH01
2022-05-11