STEVENSONS (AYR) LIMITED

🌳Matureactive
SC404338 · ltd · incorporated 2011-07-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.8y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£253.0k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: SIC 95240
Sector: Other service activities
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 13.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £252,978

Key financials

1 year extracted from filed iXBRL accounts
Cash
£190k
Net Worth
£253k
Current Assets
£319k
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-30
Total assets£261.1k
Current assets£318.8k
Cash£189.8k
Debtors£88.0k
Net assets£253.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-02-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-02-27
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  4. 2024-02-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-02-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2020-10-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-08-28
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  9. 2019-12-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-12-10
    📄
    legacy
    miscellaneous · RP04CS01
  11. 2018-12-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-02-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2017-07-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2017-07-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2017-07-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2016-11-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2012-07-03
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  18. 2011-07-28
    🏢
    Company incorporated
    As STEVENSONS (AYR) LIMITED
  19. 2011-07-28
    STEVENSON, Murray appointed
    director
  20. 2011-07-28
    STEVENSON, Stuart appointed
    director

Owner dependency

94/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "STEVENSON" — strong identity link between founder and business.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 15 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Murray Stevenson
Individual · British · DOB 11/1968 · age 58
2550%
25-50% shares06/04/2016
Mr Stuart Stevenson
Individual · British · DOB 08/1964 · age 62
2550%
25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-07-28
Jurisdictionscotland
Primary SIC95240 — SIC 95240

Registered office

37 Portland Road
Kilmarnock
Ayrshire
KA1 2DJ

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-11
Last: 2025-07-28

Officers (2 active · 0 resigned)

STEVENSON, Murray
director · ~58y · appointed 2011-07-28
View their other companies + combined net worth →
Active
STEVENSON, Stuart
director · ~62y · appointed 2011-07-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property03/07/2012
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (38 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-13
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-23
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2020-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-10