JAMES COWIE GROUP LIMITED
🌳Matureactive
SC413543 · ltd · incorporated 2011-12-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 14.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Manufacture of metal structures and parts of structures
Sector: Manufacturing
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 14.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 14.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-08-06📄resolutionresolution · RESOLUTIONS
- 2025-07-15📄resolutionresolution · RESOLUTIONS
- 2025-07-10📄capital-cancellation-sharescapital · SH06
- 2025-07-10📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-07-10📄capital-return-purchase-own-sharescapital · SH03
- 2025-06-16📄accounts-with-accounts-type-groupaccounts · AA
- 2024-06-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-20➕GILMURRAY, Anne appointedsecretary
- 2022-06-20📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-05-11➖MCKANE, Nicola Carney resignedsecretary
- 2022-05-11➖MCKANE, Nicola Carney resigneddirector
- 2022-01-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-11🔒Charge registered #2Lender: Bank of Scotland PLC
- 2021-06-10📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-02📄accounts-with-accounts-type-groupaccounts · AA
- 2019-06-06📄accounts-with-accounts-type-groupaccounts · AA
- 2012-05-23➖CARNEY, Matthew resigneddirector
- 2012-04-23🔒Charge registered #1Lender: Bank of Scotland PLC
- 2012-02-16➕MCKANE, Nicola Carney appointedsecretary
- 2011-12-21🏢Company incorporatedAs JAMES COWIE GROUP LIMITED
- 2011-12-21➕CARNEY, Mark appointeddirector
- 2011-12-21➕GILMURRAY, Anne appointeddirector
- 2011-12-21➕CARNEY, Matthew appointeddirector
- 2011-12-21➕MCKANE, Nicola Carney appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Carney Individual · British · DOB 10/1967 · age 59 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-12-21
Jurisdictionscotland
Primary SIC25110 — Manufacture of metal structures and parts of structures
Registered office
Whistleberry Industrial Estate
Hamilton
Lanarkshire
ML3 0ED
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-12-27
Last: 2025-12-13
Officers (3 active · 3 resigned)
Active
CARNEY, Mark→
Activedirector · ~59y · appointed 2011-12-21
View their other companies + combined net worth →
GILMURRAY, Anne→
Activedirector · ~54y · appointed 2011-12-21
View their other companies + combined net worth →
MCKANE, Nicola Carney→
Resignedsecretary · appointed 2012-02-16 · resigned 2022-05-11
CARNEY, Matthew→
Resigneddirector · ~85y · appointed 2011-12-21 · resigned 2012-05-23
MCKANE, Nicola Carney→
Resigneddirector · ~60y · appointed 2011-12-21 · resigned 2022-05-11
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 11/01/2022 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 23/04/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-15
resolution
resolution · RESOLUTIONS
2025-08-06
resolution
resolution · RESOLUTIONS
2025-07-15
capital-cancellation-shares
capital · SH06
2025-07-10
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-07-10
capital-return-purchase-own-shares
capital · SH03
2025-07-10
accounts-with-accounts-type-group
accounts · AA
2025-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-22
appoint-person-secretary-company-with-name-date
officers · AP03
2022-06-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-26
termination-director-company-with-name-termination-date
officers · TM01
2022-05-17