J.G. DOUGLAS FINANCIAL SERVICES LIMITED

🌳Matureactive

SC414942 · ltd · incorporated 2012-01-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£34.4k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Financial management

Sector: Professional, scientific & technical

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

35 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £34,368

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£34k

↑ 827% YoY

Current Assets

£59k

↑ 212% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-01-31	2024-01-31
Total assets	£37.4k	£10.2k
Current assets	£58.5k	£18.8k
Net assets	£34.4k	£3.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2025-09-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-10-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-10-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-10-25
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-05
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-20
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-27
📄
change-person-director-company-with-change-date
officers · CH01
2015-03-27
📄
change-person-director-company-with-change-date
officers · CH01
2015-02-04
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2012-01-19
🏢
Company incorporated
As J.G. DOUGLAS FINANCIAL SERVICES LIMITED
2012-01-19
➕
DOUGLAS, John George appointed
director
2012-01-19
➕
DOUGLAS, Josephine appointed
director
2012-01-19
➕
BRIAN REID LTD. appointed
corporate-secretary
2012-01-19
➖
BRIAN REID LTD. resigned
corporate-secretary
2012-01-19
➕
MABBOTT, Stephen George appointed
director
2012-01-19
➖
MABBOTT, Stephen George resigned
director

Owner dependency

89/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "DOUGLAS" — strong identity link between founder and business.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr John George Douglas Individual · British · DOB 06/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mrs Josephine Douglas Individual · British · DOB 05/1963 · age 63	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2012-01-19

Jurisdictionscotland

Primary SIC70221 — Financial management

Registered office

11 Portland Road

Kilmarnock

Ayrshire

KA1 2BT

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-02-02

Last: 2026-01-19

Officers (2 active · 2 resigned)

DOUGLAS, John George→

director · ~64y · appointed 2012-01-19

View their other companies + combined net worth →

Active

DOUGLAS, Josephine→

director · ~63y · appointed 2012-01-19

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-secretary · appointed 2012-01-19 · resigned 2012-01-19

Resigned

MABBOTT, Stephen George→

director · ~76y · appointed 2012-01-19 · resigned 2012-01-19

Resigned

Click a director name to see their full track record across all companies.