EASY VEHICLE FINANCE LIMITED
🌳Matureactive
SC415191 · ltd · incorporated 2012-01-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (4 active, 11 linked, 7 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2025-08-15📄legacyaccounts · PARENT_ACC
- 2025-08-15📄legacyother · GUARANTEE1
- 2025-08-15📄legacyother · AGREEMENT1
- 2025-05-28📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-04-10📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-04📄legacyaccounts · PARENT_ACC
- 2024-09-04📄legacyother · GUARANTEE1
- 2024-09-04📄legacyother · AGREEMENT1
- 2024-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-03📄legacyaccounts · PARENT_ACC
- 2023-08-02📄legacyother · AGREEMENT1
- 2023-08-02📄legacyother · GUARANTEE1
- 2022-10-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-08-19📄legacyaccounts · PARENT_ACC
- 2022-08-18📄legacyother · AGREEMENT1
- 2022-08-18📄legacyother · GUARANTEE1
- 2021-08-19📄legacyother · AGREEMENT1
- 2021-08-17📄legacyaccounts · PARENT_ACC
- 2019-03-01➕LOOSE, Nicola Jane Carrington appointedsecretary
- 2019-03-01➖ANDERSON, Karen resignedsecretary
- 2019-03-01➖SHERWIN, Michael resigneddirector
- 2015-05-18➖MCCARTNEY, Francis Paul resigneddirector
- 2015-05-18➖MCGINNESS, Allan resigneddirector
- 2014-11-04➕ANDERSON, Karen appointeddirector
- 2014-11-04➕CRANE, David Paul appointeddirector
- 2014-11-04➕FORRESTER, Robert Thomas appointeddirector
- 2014-11-04➕ANDERSON, Karen appointedsecretary
- 2014-11-04➕SHERWIN, Michael appointeddirector
- 2012-01-30➕MCCARTNEY, Francis Paul appointeddirector
- 2012-01-30➕MCGINNESS, Allan appointeddirector
- 2012-01-23🏢Company incorporatedAs EASY VEHICLE FINANCE LIMITED
- 2012-01-23➕COSEC LIMITED appointedcorporate-secretary
- 2012-01-23➖COSEC LIMITED resignedcorporate-secretary
- 2012-01-23➕MCMEEKIN, James Stuart appointeddirector
- 2012-01-23➖MCMEEKIN, James Stuart resigneddirector
- 2012-01-23➕COSEC LIMITED appointedcorporate-director
- 2012-01-23➖COSEC LIMITED resignedcorporate-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Vertu Motors Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Vertu Motors Plc
Corporate parent · holds 75-100% shares · board control
⬇
EASY VEHICLE FINANCE LIMITED
This company · SC415191
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Vertu Motors Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 11/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-01-23
Jurisdictionscotland
Primary SIC99999 — SIC 99999
Registered office
Peugeot Paisley Saturn Avenue
Phoenix Retail Park
Paisley
PA1 2BH
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-06
Last: 2026-01-23
Officers (4 active · 7 resigned)
LOOSE, Nicola Jane Carrington→
Activesecretary · appointed 2019-03-01
View their other companies + combined net worth →
ANDERSON, Karen→
Activedirector · ~55y · appointed 2014-11-04
View their other companies + combined net worth →
CRANE, David Paul→
Activedirector · ~59y · appointed 2014-11-04
View their other companies + combined net worth →
FORRESTER, Robert Thomas→
Activedirector · ~57y · appointed 2014-11-04
View their other companies + combined net worth →
ANDERSON, Karen→
Resignedsecretary · appointed 2014-11-04 · resigned 2019-03-01
COSEC LIMITED→
Resignedcorporate-secretary · appointed 2012-01-23 · resigned 2012-01-23
MCCARTNEY, Francis Paul→
Resigneddirector · ~61y · appointed 2012-01-30 · resigned 2015-05-18
MCGINNESS, Allan→
Resigneddirector · ~58y · appointed 2012-01-30 · resigned 2015-05-18
MCMEEKIN, James Stuart→
Resigneddirector · ~59y · appointed 2012-01-23 · resigned 2012-01-23
SHERWIN, Michael→
Resigneddirector · ~67y · appointed 2014-11-04 · resigned 2019-03-01
COSEC LIMITED→
Resignedcorporate-director · appointed 2012-01-23 · resigned 2012-01-23
Click a director name to see their full track record across all companies.
Recent filings (86 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-04
legacy
accounts · PARENT_ACC
2025-08-15
legacy
other · GUARANTEE1
2025-08-15
legacy
other · AGREEMENT1
2025-08-15
change-person-secretary-company-with-change-date
officers · CH03
2025-05-28
change-person-director-company-with-change-date
officers · CH01
2025-04-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-23
legacy
accounts · PARENT_ACC
2024-09-04
legacy
other · GUARANTEE1
2024-09-04
legacy
other · AGREEMENT1
2024-09-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-26
change-person-director-company-with-change-date
officers · CH01
2024-01-26
change-person-director-company-with-change-date
officers · CH01
2024-01-26
change-person-director-company-with-change-date
officers · CH01
2024-01-26
legacy
accounts · PARENT_ACC
2023-08-03