BCBC PROPERTIES LTD.
Opportunity 73/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · 2 lenders · oldest 12.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £198.9k | £180.0k |
| Current assets | £144.7k | £221.9k |
| Net assets | £198.9k | £180.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (38 events)Click to expand
- 2025-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-22➖COCHRANE, William resigneddirector
- 2025-05-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-05-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-05-15🔓Charge satisfied #4
- 2023-01-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-19🔓Charge satisfied #5
- 2021-04-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-20🔒Charge registered #5Lender: Bank of Scotland PLC
- 2020-03-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-10🔒Charge registered #4Lender: Bank of Scotland PLC
- 2019-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-06🔓Charge satisfied #1
- 2018-02-16🔓Charge satisfied #3
- 2018-02-16🔓Charge satisfied #2
- 2015-12-11🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2014-05-19🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2014-04-02🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2012-04-26🏢Company incorporatedAs BCBC PROPERTIES LTD.
- 2012-04-26➕COCHRANE JNR, William appointeddirector
- 2012-04-26➕TRAINER, Peter appointedsecretary
- 2012-04-26➖TRAINER, Peter resignedsecretary
- 2012-04-26➕COCHRANE, William appointeddirector
- 2012-04-26➕MCINTOSH, Susan appointeddirector
- 2012-04-26➖MCINTOSH, Susan resigneddirector
- 2012-04-26➕TRAINER, Peter appointeddirector
- 2012-04-26➖TRAINER, Peter resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Cochrane Jnr Individual · British · DOB 03/1973 · age 53 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr William Cochraneceased 31/03/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BCT ALLIANCE LTD→ SC745057 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEACON LETS LIMITED→ SC624622 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BEAT HOLLOW LIMITED→ SC727276 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BEATTIE ASSETS LTD→ SC764469 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BEAUTIFUL ROCK LIMITED→ SC651654 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BELGATE (DUNFERMLINE) LIMITED→ SC835085 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BELL DEVELOPMENTS (SCOTLAND) LIMITED→ SC113130 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| BELLAME SM LIMITED→ SC740404 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLCOVE LIMITED→ SC504444 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BELLE BEAUTY GLASGOW LTD→ SC732427 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELTRACE (ANTONINE) LIMITED→ SC742725 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BEN BLACK LIMITED→ SC256282 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 20/07/2020 | 19/06/2021 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 10/03/2020 | 15/05/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 11/12/2015 | 16/02/2018 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 19/05/2014 | 16/02/2018 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | — | 02/04/2014 | 06/04/2018 |