LOCHLANE INVESTMENTS LIMITED

🌳Matureactive
SC431761 · ltd · incorporated 2012-09-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2024
Net worth
£97.99M
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed holding with salvageable qualities — special-situations priority.

Opportunity 70/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 9.0y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £97,986,860

Key financials

1 year extracted from filed iXBRL accounts
Cash
£1.5m
Net Worth
£98m
Current Assets
£42m
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-01-30
Total assets£97.99M
Current assets£42.01M
Cash£1.48M
Debtors£40.54M
Net assets£97.99M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 other
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-12
    📄
    legacy
    other · GUARANTEE2
  2. 2025-07-30
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-07-30
    🔓
    Charge satisfied #1
  4. 2024-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-05-10
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  6. 2024-02-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  7. 2024-02-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2024-02-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2024-02-08
    📄
    memorandum-articles
    incorporation · MA
  10. 2024-02-08
    📄
    resolution
    resolution · RESOLUTIONS
  11. 2024-02-08
    📄
    capital-cancellation-shares
    capital · SH06
  12. 2024-02-08
    📄
    capital-return-purchase-own-shares
    capital · SH03
  13. 2024-02-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2024-02-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2023-11-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2023-09-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-09-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2023-09-08
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  19. 2023-09-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2023-08-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2023-08-31
    🔒
    Charge registered #2
    Lender: Brown Shipley & Co Limited
  22. 2023-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2023-02-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  24. 2017-05-04
    🔒
    Charge registered #1
    Lender: Ubs Ag, London Branch
  25. 2014-04-22
    REID-TIMONEY, Alison appointed
    director
  26. 2012-09-03
    🏢
    Company incorporated
    As LOCHLANE INVESTMENTS LIMITED
  27. 2012-09-03
    TIMONEY, Stephen Paul appointed
    secretary
  28. 2012-09-03
    TIMONEY, Stephen Paul appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

54/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.

Red flags

1 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-01-30

Group structure

Star Inc Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Star Inc Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
LOCHLANE INVESTMENTS LIMITED
This company · SC431761

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Star Inc Ltd
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control31/01/2024
2 historic (ceased) PSCs
  • Mrs Alison Reid-Timoneyceased 31/01/2024· 25-50% shares · 25-50% voting
  • Mr Stephen Paul Timoneyceased 31/01/2024· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-09-03
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Playsport Stewartfield Way
East Kilbride
Glasgow
G74 4GT
Scotland

Filing status

Accounts
Next due: 2026-01-30OVERDUE
Last made up to: 2024-01-30
Confirmation statement
Next due: 2026-09-17
Last: 2025-09-03

Officers (3 active · 0 resigned)

TIMONEY, Stephen Paul
secretary · appointed 2012-09-03
View their other companies + combined net worth →
Active
REID-TIMONEY, Alison
director · ~55y · appointed 2014-04-22
View their other companies + combined net worth →
Active
TIMONEY, Stephen Paul
director · ~61y · appointed 2012-09-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Brown Shipley & Co
Brown Shipley & Co Limited
A registered charge1 property31/08/2023
satisfied
Ubs Ag, London Branch
A registered charge04/05/201730/07/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (65 total)

legacy
other · GUARANTEE2
2026-02-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
mortgage-satisfy-charge-full
mortgage · MR04
2025-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-04
change-account-reference-date-company-previous-extended
accounts · AA01
2024-05-10
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-02-08
memorandum-articles
incorporation · MA
2024-02-08
resolution
resolution · RESOLUTIONS
2024-02-08
capital-cancellation-shares
capital · SH06
2024-02-08
capital-return-purchase-own-shares
capital · SH03
2024-02-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-02-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-02-05