FIONA STEWART LTD

💤Zombieactive
SC432221 · ltd · incorporated 2012-09-10
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£6.7k
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Hairdressing and other beauty treatment
Sector: Other service activities
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £6,661
Net assets shrinking
Down £269 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£7k
↓ 3.9% YoY
Current Assets
£12k
↓ 3.1% YoY
Current Liabilities
£0£2k£5k£7k£10k£12kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-09-302023-09-30
Total assets£6.7k£6.9k
Current assets£11.7k£12.0k
Net assets£6.7k£6.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-06-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-06-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-05-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-09-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2017-05-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-04-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2015-09-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  13. 2015-06-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2014-09-17
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2012-09-10
    🏢
    Company incorporated
    As FIONA STEWART LTD
  16. 2012-09-10
    STEWART, Fiona appointed
    director

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "STEWART" — strong identity link between founder and business.
  • +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Ms Fiona Stewart
Individual · British · DOB 04/1970 · age 56
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-09-10
Jurisdictionscotland
Primary SIC96020 — Hairdressing and other beauty treatment

Registered office

10 Knockbreck Street
Tain
Ross-Shire
IV19 1BJ

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21

Officers (1 active · 0 resigned)

STEWART, Fiona
director · ~56y · appointed 2012-09-10
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (28 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-28
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-23
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-10