MAROCO LIMITED

🌳Matureactive
SC433298 · ltd · incorporated 2012-09-25
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.3y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 68-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

9 live charges · oldest 11.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Sept 2023Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-302023-09-30
Average employees110012001200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-06-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  8. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2022-09-21
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2022-09-20
    🔒
    Charge registered #9
    Lender: The Royal Bank of Scotland PLC
  13. 2022-09-20
    🔒
    Charge registered #8
    Lender: The Royal Bank of Scotland PLC
  14. 2022-09-20
    🔒
    Charge registered #7
    Lender: The Royal Bank of Scotland PLC
  15. 2022-09-20
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  16. 2022-09-20
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  17. 2022-09-20
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  18. 2022-09-20
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  19. 2022-06-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2021-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2021-03-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2021-03-05
    ➖
    WIEWIORKA, Maxwell resigned
    director
  23. 2020-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2019-06-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2018-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2016-01-23
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  27. 2015-09-18
    ➕
    WIEWIORKA, Maxwell appointed
    director
  28. 2015-03-25
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  29. 2012-09-25
    🏢
    Company incorporated
    As MAROCO LIMITED
  30. 2012-09-25
    ➕
    WIEWIORKA, Alfred appointed
    director
  31. 2012-09-25
    ➕
    WIEWIORKA, Amanda appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
9 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Amanda Wiewiorka
Individual · British · DOB 08/1968 · age 58
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-09-25
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

14 City Quay
Dundee
Tayside
DD1 3JA

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-09
Last: 2025-09-25

Officers (2 active · 1 resigned)

WIEWIORKA, Alfred→
director · ~68y · appointed 2012-09-25
View their other companies + combined net worth →
Active
WIEWIORKA, Amanda→
director · ~58y · appointed 2012-09-25
View their other companies + combined net worth →
Active
WIEWIORKA, Maxwell→
director · ~29y · appointed 2015-09-18 · resigned 2021-03-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
9
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/09/2022—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property23/01/2016—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—25/03/2015—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (40 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21