CLIFTON FUNDING LIMITED

⚰️Wound downdissolved
SC435224 · ltd · incorporated 2012-10-22
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.1y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
62/100
Worth a look
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed asset-holding vehicle — structural issues outweigh the discount.

Opportunity 62/100 (worth a look), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 13.1y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: low (53/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
31 connected companies via shared directors
90
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
62/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2015-09-04
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2015-09-04
    🏁
    Company dissolved
  3. 2015-05-15
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2015-04-24
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2014-10-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  6. 2014-09-17
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  7. 2014-09-12
    📄
    resolution
    resolution · RESOLUTIONS
  8. 2014-08-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2014-04-15
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  10. 2014-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2013-10-22
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2013-06-04
    📄
    termination-director-company-with-name
    officers · TM01
  13. 2013-06-04
    📄
    mortgage-create-with-deed-with-charge-number
    mortgage · MR01
  14. 2013-05-29
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  15. 2013-05-29
    📄
    capital-allotment-shares
    capital · SH01
  16. 2013-05-29
    📄
    capital-name-of-class-of-shares
    capital · SH08
  17. 2013-05-29
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2013-05-29
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  19. 2013-05-29
    📄
    termination-secretary-company-with-name
    officers · TM02
  20. 2013-05-29
    📄
    appoint-person-director-company-with-name
    officers · AP01
  21. 2013-05-29
    📄
    appoint-person-director-company-with-name
    officers · AP01
  22. 2013-05-29
    📄
    appoint-person-director-company-with-name
    officers · AP01
  23. 2013-05-29
    📄
    appoint-person-director-company-with-name
    officers · AP01
  24. 2013-05-28
    🔒
    Charge registered #1
    Lender: Paradigm Asset Management Group Limited
  25. 2013-05-24
    CHANTLER, Simon appointed
    director
  26. 2013-05-24
    LAMONT, Neil John Duncan appointed
    director
  27. 2013-05-24
    MCCRORY, David Andrew appointed
    director
  28. 2013-05-24
    O'HARA, William Clive appointed
    director
  29. 2013-05-24
    DM COMPANY SERVICES LIMITED resigned
    corporate-secretary
  30. 2013-05-24
    GILCHRIST, Ewan Caldwell resigned
    director
  31. 2012-10-22
    🏢
    Company incorporated
    As CLIFTON FUNDING LIMITED
  32. 2012-10-22
    DM COMPANY SERVICES LIMITED appointed
    corporate-secretary
  33. 2012-10-22
    GILCHRIST, Ewan Caldwell appointed
    director
  34. 2012-10-22
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2015-09-04

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusdissolved
Typeltd
Incorporated2012-10-22
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

24 Blythswood Square
Glasgow
G2 4BG

Filing status

Accounts
Next due:
Last made up to: 2013-06-30
Confirmation statement
Next due:
Last:

Officers (0 active · 2 resigned)

CHANTLER, Simon
director · ~67y · appointed 2013-05-24
View their other companies + combined net worth →
Active
LAMONT, Neil John Duncan
director · ~65y · appointed 2013-05-24
View their other companies + combined net worth →
Active
MCCRORY, David Andrew
director · ~55y · appointed 2013-05-24
View their other companies + combined net worth →
Active
O'HARA, William Clive
director · ~74y · appointed 2013-05-24
View their other companies + combined net worth →
Active
DM COMPANY SERVICES LIMITED
corporate-secretary · appointed 2012-10-22 · resigned 2013-05-24
Resigned
GILCHRIST, Ewan Caldwell
director · ~57y · appointed 2012-10-22 · resigned 2013-05-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Paradigm Asset Management Group
Paradigm Asset Management Group Limited
A registered charge1 property28/05/2013
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (23 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2015-09-04
gazette-notice-voluntary
gazette · GAZ1(A)
2015-05-15
dissolution-application-strike-off-company
dissolution · DS01
2015-04-24
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-10-30
capital-variation-of-rights-attached-to-shares
capital · SH10
2014-09-17
resolution
resolution · RESOLUTIONS
2014-09-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2014-08-05
certificate-change-of-name-company
change-of-name · CERTNM
2014-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2014-03-28
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2013-10-22
termination-director-company-with-name
officers · TM01
2013-06-04
mortgage-create-with-deed-with-charge-number
mortgage · MR01
2013-06-04
change-registered-office-address-company-with-date-old-address
address · AD01
2013-05-29
capital-allotment-shares
capital · SH01
2013-05-29
capital-name-of-class-of-shares
capital · SH08
2013-05-29