HARVEST GOLD LIMITED
Opportunity 65/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100).
Refinance opportunity
1 live charge · oldest 5.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-07-31 |
|---|---|
| Total assets | £2.85M |
| Current assets | £4.50M |
| Cash | £502.3k |
| Debtors | £3.60M |
| Net assets | £2.84M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2025-06-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-02📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-02-10🔓Charge satisfied #1
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-25🔒Charge registered #1Lender: Iwoca Skye Finance LTD
- 2020-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-20📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-03📄change-person-director-company-with-change-dateofficers · CH01
- 2016-01-29📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-12-06🏢Company incorporatedAs HARVEST GOLD LIMITED
- 2012-12-06➕SETO, Christopher Wai appointeddirector
- 2012-12-06➕HEMMINGS, Stephen David appointeddirector
- 2012-12-06➖HEMMINGS, Stephen David resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-04-30
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Wai Seto Individual · British · DOB 03/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| GROWTHTREND PARTNERS LP→ SL024102 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
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| HARMAK LP→ SL010100 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
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| HDH LIMITED→ SC154507 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
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| HENDERSON EVANS LTD→ SC625533 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HENDERSON STONE HOLDINGS LIMITED→ SC585352 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HENDRY INVESTMENTS LLP→ SO302755 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | iwoca Iwoca Skye Finance LTD | A registered charge | — | 25/09/2020 | 10/02/2022 |