NEWLANDS CARE LIMITED
🌳Matureactive
SC438439 · ltd · incorporated 2012-12-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 12.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 48 | 4900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
12
filings
- • 9 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-01-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-11-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-04-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-07📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-17📄capital-cancellation-sharescapital · SH06
- 2024-10-17📄capital-return-purchase-own-sharescapital · SH03
- 2024-08-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-15➖MCKINLAY, Malcolm Jackson resigneddirector
- 2024-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-14🔓Charge satisfied #4
- 2024-08-14🔓Charge satisfied #3
- 2024-08-13🔒Charge registered #6Lender: Unity Trust Bank PLC
- 2024-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-24🔒Charge registered #5Lender: Unity Trust Bank PLC
- 2024-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-11-08🔓Charge satisfied #2
- 2016-11-08🔓Charge satisfied #1
- 2016-11-04🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2016-10-26🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2013-08-15🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2013-07-09🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2012-12-07🏢Company incorporatedAs NEWLANDS CARE LIMITED
- 2012-12-07➕HENN, Nichola Sharon appointeddirector
- 2012-12-07➕SMALL, Susan Jane appointeddirector
- 2012-12-07➕MCKINLAY, Malcolm Jackson appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Nichola Sharon Henn Individual · British · DOB 07/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/03/2025 |
Mr Trevor James Henn Individual · British · DOB 09/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/03/2025 |
Mrs Susan Jane Small Individual · British · DOB 09/1953 · age 73 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mr Malcolm Jackson Mckinlayceased 04/10/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Healthcare & medical · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MONKEY MIND RELAXATION LTD→ SC681060 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| MURRAYFIELD MEDICAL LIMITED→ SC730093 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| N J HAXTON LIMITED→ SC541112 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| NEW HOPE COMMUNITY HOUSE FIFE LTD→ SC697569 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| NEW REALITY COUNSELLING LTD→ SC869576 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ONYX COACHING & HEALTH LTD→ SC793048 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ORAN HOMECARE LTD.→ SC406732 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PEAK PHYSIQUE WELLNESS LTD→ SC882817 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PILLAI RADIOLOGY LTD→ SC626916 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| PMARTIN HEALTH LTD.→ SC695928 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| PRIMERO CERAMICS LTD→ SC819170 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PRO EQUILIBRIUM LTD→ SC704075 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-12-07
Jurisdictionscotland
Primary SIC87300 — Residential care activities for the elderly and disabled
Registered office
Newlands Care Home
Thistle Street
Dunfermline
KY12 0JA
Scotland
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-12-06
Last: 2025-11-22
Officers (2 active · 1 resigned)
HENN, Nichola Sharon→
Activedirector · ~47y · appointed 2012-12-07
View their other companies + combined net worth →
SMALL, Susan Jane→
Activedirector · ~73y · appointed 2012-12-07
View their other companies + combined net worth →
MCKINLAY, Malcolm Jackson→
Resigneddirector · ~70y · appointed 2012-12-07 · resigned 2024-08-15
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 13/08/2024 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 24/07/2024 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 04/11/2016 | 14/08/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 26/10/2016 | 14/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/08/2013 | 08/11/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 09/07/2013 | 08/11/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (62 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-11-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-11
capital-name-of-class-of-shares
capital · SH08
2025-04-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-27