NPL GROUP (UK) LTD
🌳Matureactive
SC444462 · ltd · incorporated 2013-03-07
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 73/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-03-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2025-01-14📄accounts-with-accounts-type-groupaccounts · AA
- 2024-01-15📄accounts-with-accounts-type-groupaccounts · AA
- 2023-04-17📄accounts-with-accounts-type-groupaccounts · AA
- 2022-09-21📄accounts-with-accounts-type-groupaccounts · AA
- 2021-06-30➖TOWERS, Simon resigneddirector
- 2021-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-14📄capital-allotment-sharescapital · SH01
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-08📄resolutionresolution · RESOLUTIONS
- 2020-04-27📄change-person-director-company-with-change-dateofficers · CH01
- 2020-04-03📄legacycapital · SH20
- 2020-04-03📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2020-04-03⚠️legacyinsolvency · CAP-SS
- 2020-04-03📄resolutionresolution · RESOLUTIONS
- 2020-04-03📄capital-allotment-sharescapital · SH01
- 2020-04-03📄resolutionresolution · RESOLUTIONS
- 2020-03-16📄capital-allotment-sharescapital · SH01
- 2020-03-12📄capital-allotment-sharescapital · SH01
- 2020-02-13➕LEWSLEY, John Charles appointeddirector
- 2019-08-30➕MCFARLANE, Robert appointeddirector
- 2013-03-07🏢Company incorporatedAs NPL GROUP (UK) LTD
- 2013-03-07➕MCFARLANE, Michelle appointeddirector
- 2013-03-07➕TOWERS, Simon appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2020-04-03: legacy
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Mcfarlane Individual · British · DOB 08/1946 · age 80 | 75–100% | — | 75-100% shares | 14/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AM PLUS LETTINGS LTD→ SC818783 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANDERSON MACDERMID RESIDENTIAL LTD→ SC851559 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON PROPERTY SOURCING LTD→ SC849049 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON RENTAL PROPERTY LIMITED→ SC827889 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW MCQUADE PROPERTY LTD→ SC818485 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREWS AVENUE LTD→ SC383887 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ANGEL VIEW INVEST LTD→ SC883397 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ANGGRA HOMES LIMITED→ SC772277 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANMAO PROPERTY LIMITED→ SC883347 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-07
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
First Floor
183 St. Vincent Street
Glasgow
G2 5QD
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-03-31
Confirmation statement
Next due: 2026-05-10
Last: 2025-04-26
Officers (3 active · 1 resigned)
LEWSLEY, John Charles→
Activedirector · ~50y · appointed 2020-02-13
View their other companies + combined net worth →
MCFARLANE, Michelle→
Activedirector · ~58y · appointed 2013-03-07
View their other companies + combined net worth →
MCFARLANE, Robert→
Activedirector · ~80y · appointed 2019-08-30
View their other companies + combined net worth →
TOWERS, Simon→
Resigneddirector · ~58y · appointed 2013-03-07 · resigned 2021-06-30
Click a director name to see their full track record across all companies.
Recent filings (48 total)
change-account-reference-date-company-current-shortened
accounts · AA01
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-08
accounts-with-accounts-type-group
accounts · AA
2025-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
accounts-with-accounts-type-group
accounts · AA
2024-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-group
accounts · AA
2023-04-17
accounts-with-accounts-type-group
accounts · AA
2022-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-06
termination-director-company-with-name-termination-date
officers · TM01
2021-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-26
capital-allotment-shares
capital · SH01
2021-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-09
resolution
resolution · RESOLUTIONS
2021-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-08