HOWSE PARTNERSHIP LTD
🌳Matureactive
SC453833 · ltd · incorporated 2013-07-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£13.4k
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 12.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £13,383
Net assets shrinking
Down £13,258 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£13k
↓ 50% YoY
Current Assets
£41k
↓ 43% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £58.6k | £64.1k |
| Current assets | £40.6k | £71.8k |
| Net assets | £13.4k | £26.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-09-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-09-07📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2021-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-02📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2018-05-02📍change-sail-address-company-with-new-addressaddress · AD02
- 2017-12-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-04-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-11-12🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2013-10-07🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2013-07-04🏢Company incorporatedAs HOWSE PARTNERSHIP LTD
- 2013-07-04➕HOWSE, Denise Frances appointeddirector
- 2013-07-04➕HOWSE, Jamie appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "HOWSE" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Denise Frances Howse Individual · British · DOB 11/1969 · age 57 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Jamie Howse Individual · British · DOB 10/1970 · age 56 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Trade services · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HORSE BITTING CONSULTANTS LTD→ SC555421 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HOUSEPROUD DOMESTIC CLEANING (ABERDEEN) LIMITED→ SC416075 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| HOUZ OF AESTHETICS LIMITED→ SC621474 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HUNTLY PROPERTIES LTD.→ SC224247 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| HUTCHEON INVESTMENTS LIMITED→ SC712711 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| I&N SERVICES LTD→ SC781081 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| I70 PARTNERS LIMITED→ SC661355 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| INDIA FS LTD→ SC558812 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| INJURY TIME PHYSIOTHERAPY LIMITED→ SC444410 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| INNESCO. CONSULTING LIMITED→ SC444921 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| INNOVATIVE DRILLING SYSTEMS LTD.→ SC520052 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| INTERCON UK OFFSHORE SERVICES LTD→ SC834311 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-04
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Bank House
Bellabeg
Strathdon
AB36 8UL
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-06-17
Last: 2025-06-03
Officers (2 active · 0 resigned)
HOWSE, Denise Frances→
Activedirector · ~57y · appointed 2013-07-04
View their other companies + combined net worth →
HOWSE, Jamie→
Activedirector · ~56y · appointed 2013-07-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 12/11/2013 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 07/10/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (38 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-15
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-16
change-sail-address-company-with-old-address-new-address
address · AD02
2021-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-21