CEML LIMITED

🌳Matureactive
SC454669 · ltd · incorporated 2013-07-17
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
73/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
5 active PSC(s) of 7 total, 7 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2023Oct 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-10-312023-10-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 persons-with-significant-control
Last 180 days
1
filing
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-02-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2025-06-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-12-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-12-20
    ➖
    FINDLAY, Gavin George resigned
    director
  5. 2024-03-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-07-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2022-04-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-03-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-07-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2020-05-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-08-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2019-08-01
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  13. 2019-07-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-06-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-02-09
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-05-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2013-07-31
    ➖
    MABBOTT, Stephen George resigned
    director
  18. 2013-07-17
    🏢
    Company incorporated
    As CEML LIMITED
  19. 2013-07-17
    ➕
    FINDLAY, Michael appointed
    director
  20. 2013-07-17
    ➕
    LYON, Steven Alexander appointed
    director
  21. 2013-07-17
    ➕
    FINDLAY, Gavin George appointed
    director
  22. 2013-07-17
    ➕
    MABBOTT, Stephen George appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

5 active beneficial owners · fragmented
NameSharesVoting rightsNature of controlNotified
Claire Smith
Individual · British · DOB 07/1974 · age 52
25–50%
—25-50% shares06/04/2016
Margaret Findlay
Individual · British · DOB 06/1976 · age 50
25–50%
—25-50% shares06/04/2016
Mrs Jenny Murray Lyon
Individual · British · DOB 09/1977 · age 49
25–50%
—25-50% shares06/04/2016
Mr Stephen Alexander Lyon
Individual · British · DOB 07/1979 · age 47
——sig. influencesignificant influence06/04/2016
Mr Michael Findlay
Individual · Scottish · DOB 08/1974 · age 52
——sig. influencesignificant influence06/04/2016
2 historic (ceased) PSCs
  • Mr Gavin George Findlayceased 23/12/2025· significant influence
  • Mrs Jenny Lyonceased 06/04/2016· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · AB postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
C J BRUCE INVESTMENTS LIMITED→
SC629933 · est 2019 · no financials extracted
————6y——
CASTLE VIEW (FRASERBURGH) LTD→
SC802204 · est 2024 · no financials extracted
————2y——
CASTLEWOOD PARK LIMITED→
SC267888 · est 2004 · no financials extracted
————21y——
CATER CORPORATION LIMITED→
SC353009 · est 2009 · no financials extracted
————17y——
CATER PROPERTY INVESTMENT 1 (GLASGOW) LIMITED→
SC701130 · est 2021 · no financials extracted
————4y——
CATTANACH CONSULTANCY (ABERDEEN) LIMITED→
SC503405 · est 2015 · no financials extracted
————11y——
CAUDA PROPERTY LIMITED→
SC678301 · est 2020 · no financials extracted
————5y——
CCM PROPERTY LTD→
SC693796 · est 2021 · no financials extracted
————5y——
CE-D PROPERTY INVESTMENT LTD.→
SC276720 · est 2004 · no financials extracted
————21y——
CERJ PROPERTY MANAGEMENT LTD→
SC786514 · est 2023 · no financials extracted
————2y——
CHC PROPERTY HOLDINGS LTD→
SC847282 · est 2025 · no financials extracted
———————
CHERRYPICK HOMES LTD→
SC568792 · est 2017 · no financials extracted
————8y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-07-17
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

26-30 Marine Place
Buckie
AB56 1UT
Scotland

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-07-31
Last: 2025-07-17

Officers (2 active · 2 resigned)

FINDLAY, Michael→
director · ~52y · appointed 2013-07-17
View their other companies + combined net worth →
Active
LYON, Steven Alexander→
director · ~47y · appointed 2013-07-17
View their other companies + combined net worth →
Active
FINDLAY, Gavin George→
director · ~54y · appointed 2013-07-17 · resigned 2024-12-20
Resigned
MABBOTT, Stephen George→
director · ~76y · appointed 2013-07-17 · resigned 2013-07-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (35 total)

cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-16
termination-director-company-with-name-termination-date
officers · TM01
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-23
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-07-29
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-11