HIGHLAND COPIERS LIMITED
🌳Matureactive
SC457414 · ltd · incorporated 2013-08-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 9.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-27 | 2023-09-27 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-09-05📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2025-06-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-01🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2024-04-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-08-28📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-06-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-06-20🔓Charge satisfied #1
- 2023-06-08📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-08📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-31📄memorandum-articlesincorporation · MA
- 2022-10-31📄capital-name-of-class-of-sharescapital · SH08
- 2022-10-31📄resolutionresolution · RESOLUTIONS
- 2022-10-31📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2022-05-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-18📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-21📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-19➕RAE, Christopher James appointeddirector
- 2017-03-03🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2015-09-01➖GRAY, Adrian James resigneddirector
- 2015-06-08➖MACLEAN, Fraser James resigneddirector
- 2014-04-08➕RAE, Michael Allan appointeddirector
- 2013-12-06➕MACLEAN, Fraser James appointeddirector
- 2013-08-22🏢Company incorporatedAs HIGHLAND COPIERS LIMITED
- 2013-08-22➕GRAY, Adrian James appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Karen Rae Individual · British · DOB 12/1981 · age 45 | 25–50% | — | 25-50% shares | 29/06/2018 |
Mr Michael Allan Rae Individual · British · DOB 05/1981 · age 45 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HELPING HAND VA LTD→ SC843453 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND TAN LTD→ SC864388 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HIGHLINE ENGINEERING LIMITED→ SC555729 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HIGHLINE PROPERTY MANAGEMENT LIMITED→ SC624455 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HMF MANAGEMENT SERVICES LIMITED→ SC712730 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOME (SCO) LIMITED→ SC587078 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HOME & HARDWARE (ALNESS) LTD→ SC489548 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| HOME SURFACE REPAIRS LIMITED→ SC599926 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HOSPITALITY MANAGEMENT SUPPORT LTD→ SC625628 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HRI MUNRO EOT LTD→ SC855873 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HUGH ROSS FABRICATIONS LTD.→ SC311305 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| HUGHES & SONS GARDENING LTD→ SC847794 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-08-22
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
59 Tomnahurich Street
Inverness
IV3 5DT
Scotland
Filing status
Accounts
Next due: 2026-06-27
Last made up to: 2024-09-27
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (2 active · 2 resigned)
RAE, Christopher James→
Activedirector · ~38y · appointed 2019-09-19
View their other companies + combined net worth →
RAE, Michael Allan→
Activedirector · ~45y · appointed 2014-04-08
View their other companies + combined net worth →
GRAY, Adrian James→
Resigneddirector · ~71y · appointed 2013-08-22 · resigned 2015-09-01
MACLEAN, Fraser James→
Resigneddirector · ~50y · appointed 2013-12-06 · resigned 2015-06-08
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 01/05/2024 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 03/03/2017 | 20/06/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-05
change-sail-address-company-with-old-address-new-address
address · AD02
2025-09-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-06-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
change-person-director-company-with-change-date
officers · CH01
2024-04-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-28
change-sail-address-company-with-old-address-new-address
address · AD02
2023-08-28
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-20
change-person-director-company-with-change-date
officers · CH01
2023-06-08
change-person-director-company-with-change-date
officers · CH01
2023-06-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-03
memorandum-articles
incorporation · MA
2022-10-31