CRAIGARD OF CASTLEBAY LIMITED

🌳Matureactive
SC467023 · ltd · incorporated 2014-01-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£247.9k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 12.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £247,931

Key financials

2 years extracted from filed iXBRL accounts
Cash
£174k
Net Worth
£248k
↑ 33% YoY
Current Assets
£174k
↑ 17% YoY
Current Liabilities
—
£0£50k£99k£149k£198k£248kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£555.9k£530.4k
Current assets£174.0k£149.2k
Cash£174.0k—
Net assets£247.9k£186.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-08-25
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-08-24
    📄
    capital-allotment-shares
    capital · SH01
  3. 2024-11-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-09-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-03-01
    📄
    capital-name-of-class-of-shares
    capital · SH08
  7. 2021-11-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-03-05
    ➕
    CURRIE, Fiona appointed
    director
  11. 2019-03-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2018-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-10-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-11-27
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-10-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2014-04-28
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  18. 2014-04-10
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  19. 2014-01-09
    🏢
    Company incorporated
    As CRAIGARD OF CASTLEBAY LIMITED
  20. 2014-01-09
    ➕
    CURRIE, Brian Vincent appointed
    director

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 12 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Brian Vincent Currie
Individual · British · DOB 04/1981 · age 45
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · HS postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
GEARRANNAN VILLAGE LIMITED→
SC206276 · est 2000
——£25.9k—26y8376y
BORRODALE HOTEL (SOUTH UIST) LIMITED→
SC048498 · est 1971
——£46.4k—55y8266y
LANGASS LODGE LIMITED→
SC164740 · est 1996
——£571.0k—30y8263y
ACCOMMODATION IN STORNOWAY LTD→
SC358224 · est 2009
——£148.5k—17y8167y
BERNERA COMMUNITY ASSOCIATION→
SC200316 · est 1999 · no financials extracted
————26y8171y
GATLIFF HEBRIDEAN HOSTELS TRUST→
SC111557 · est 1988 · no financials extracted
————37y8183y
ATLANTIC LAND & PROPERTY LTD.→
SC039944 · est 1964
——£743.6k—62y8093y
DARK ISLAND LIMITED (THE)→
SC070764 · est 1980
——£775.9k—46y7966y
GREAT GLEN WATER PARK COMPANY LIMITED→
SC109880 · est 1988
——£238.5k—38y7973y
TURSACHAN TRADING LIMITED→
SC157572 · est 1995
——£35.1k—31y7974y
CAMERONS CHIP SHOP LTD→
SC304787 · est 2006
——£158.8k—19y7750y
KIRKLEA COTTAGES LIMITED→
SC252284 · est 2003
——£110.0k—22y7755y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2014-01-09
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

79a Borve
Castlebay Barra
Scotland
HS9 5XR

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-07
Last: 2025-08-24

Officers (2 active · 0 resigned)

CURRIE, Brian Vincent→
director · ~45y · appointed 2014-01-09
View their other companies + combined net worth →
Active
CURRIE, Fiona→
director · ~63y · appointed 2019-03-05
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property28/04/2014—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—10/04/2014—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (31 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-08-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-25
capital-allotment-shares
capital · SH01
2025-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-02
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-16
capital-name-of-class-of-shares
capital · SH08
2022-03-01
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-11
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-22
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-07