MEMENTO MARY LIMITED
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 4.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (20 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-05-30📄gazette-notice-compulsorygazette · GAZ1
- 2023-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-10-04📄gazette-notice-compulsorygazette · GAZ1
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-21🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2021-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-03-12🏢Company incorporatedAs MEMENTO MARY LIMITED
- 2014-03-12➕MCLEAN, Neil Millar appointeddirector
- 2014-03-12➕MCLEAN, Alison Jane appointeddirector
- 2014-03-12➖MCLEAN, Alison Jane resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Neil Millar Mclean Individual · British · DOB 02/1980 · age 46 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mrs Alison Jane Mclean Individual · British · DOB 03/1980 · age 46 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JOWAH UK LIMITED→ SC533484 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| L.S. ELECTRICAL SERVICES (ANNAN) LIMITED→ SC443259 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| MCCULLOCH STORES LIMITED→ SC739633 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MCDERMID SUPPLY COMPANY LIMITED→ SC328000 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| MISTRUTH LTD→ SC858592 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MR NEWS CONVENIENCE STORE LIMITED→ SC591190 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| MR PHARM 741 LIMITED→ SC784782 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MR YUMMYS AGRI CLEANING SOLUTIONS LTD→ SC861777 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MZ MART LTD→ SC853185 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| NASH INTERGALACTIC LTD→ 12650504 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| NORMAN FURNISHINGS LIMITED→ SC333125 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| NTST TRADING LTD→ SC840611 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 21/09/2021 | — |