CARLOWAY ESTATE TRUST (URRAS OIGHREACHD CHARLABHAIGH)

🌳Matureactive

SC472722 · private-limited-guarant-nsc-limited-exemption · incorporated 2014-03-17

Investment thesis

Unencumbered property vehicle — clean asset-backed target with refinance headroom.

Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.

Why risky: Values depend on title and valuation; property-specific market exposure.

Why now

Window opening · medium confidence

More negotiable than before — 1 signals weakening over the last 30 days.

· Hygiene score: 85 → 75

What changed my view

Last 30 days

Picture worsened over the last 30 days — 1 negative signal vs 0 positive.

↓Hygiene score: 85 → 75

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£346.8k

book net assets

Opportunity

76/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

29 officers (11 active, 29 linked, 25 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

4 connected companies via shared directors

Filing history

69 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £346,806

Net assets shrinking

Down £3,568 YoY

Cash YoY

+29%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£74k

↑ 29% YoY

Net Worth

£347k

↓ 1.0% YoY

Current Assets

£75k

↓ 5.0% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Total assets	£346.8k	£350.4k
Current assets	£75.0k	£79.0k
Cash	£73.9k	£57.5k
Debtors	£1.1k	£21.5k
Net assets	£346.8k	£350.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 2 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (68 events)Click to expand

2026-06-23
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2026-06-10
➖
MACKINNON, Donald resigned
secretary
2026-03-09
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2026-03-03
➕
HUNTER, Michael James appointed
secretary
2026-01-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
➕
FRASER, Andrew Donald appointed
director
2025-11-26
➕
MACARTHUR, David appointed
director
2025-11-26
➖
MACARTHUR, Neil John resigned
director
2025-11-26
➖
MACLEOD, Donald resigned
director
2024-12-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-12-14
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29
➕
MACLEAN, Karen appointed
director
2023-11-29
➕
MORGAN, Andrew Ross appointed
director
2023-11-29
➖
MACDONALD, Alexander Allan resigned
director
2023-06-01
➕
MACKINNON, Donald appointed
secretary
2023-06-01
➖
REYNOLDS, Sally Sue resigned
secretary
2023-06-01
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-06-01
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-03-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-21
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-14
➕
BARKER, Neil Richard appointed
director
2022-07-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-01-07
📄
change-person-director-company-with-change-date
officers · CH01
2022-01-06
📄
change-person-director-company-with-change-date
officers · CH01
2021-12-10
➖
MACLEAN, Karen resigned
director
2021-12-10
➖
MACLEOD, Derek resigned
director
2020-07-01
➖
MACDONALD, Noreen resigned
secretary
2020-07-01
➕
REYNOLDS, Sally Sue appointed
secretary
2019-11-27
➖
MACBAIN, Elizabeth resigned
director
2019-11-27
➖
REID, Eilidh Nicamhlaigh resigned
director
2017-10-31
➕
FERGUSON, Jacqueline Elizabeth appointed
director
2017-10-31
➖
FRASER, Alasdair Ranald resigned
director
2017-10-31
➕
MACARTHUR, Neil John appointed
director
2017-10-31
➕
MACLEAN, Karen appointed
director
2017-10-31
➖
MACMILLAN, Cathy Mary resigned
director
2017-10-31
➖
NEIL, Christina resigned
director
2015-08-14
➕
MACLEOD, Iain Norman appointed
director
2015-08-14
➖
FALCONER-FLINT, James Paul resigned
director
2015-08-14
➖
LAWRENCE, Peter Anthony resigned
director
2015-08-14
➖
MACARTHUR, Donald Andrew resigned
director
2015-08-14
➖
MACKAY, Malcolm resigned
director
2015-08-14
➕
MACLEOD, Derek appointed
director

Showing most recent 50 of 68 events

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 71 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 12 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MACKINNON, Donald resigned 2026-06-10; MACARTHUR, Neil John resigned 2025-11-26; MACLEOD, Donald resigned 2025-11-26

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · HS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MACKAY PROPERTIES LIMITED→ SC138867 · est 1992	£8.51M £7.23M–£9.78M	—	£8.51M	—	34y	79	77y
THE WEST HARRIS TRUST→ SC347176 · est 2008	£2.25M £1.91M–£2.58M	—	£2.25M	—	17y	80	78y
URRAS STORAS AN RUBHA→ SC420694 · est 2012	£1.88M £1.60M–£2.16M	—	£1.88M	—	14y	77	80y
MIMEC LTD→ SC229187 · est 2002	£1.10M £937.4k–£1.27M	—	£1.10M	—	24y	81	64y
URRAS SGIRE OIGHREACHD BHARABHAIS COMMUNITY COMPANY→ SC374260 · est 2010	£973.7k £827.6k–£1.12M	—	£973.7k	—	16y	83	70y
KEN MACDONALD & CO LIMITED→ SC434629 · est 2012	£935.9k £795.5k–£1.08M	—	£935.9k	—	13y	78	83y
THE PAIRC TRUST→ SC261145 · est 2003	£921.7k £783.5k–£1.06M	—	£921.7k	—	22y	77	79y
LEWIS SALMON LIMITED→ SC090546 · est 1984	£440.6k £374.5k–£506.7k	—	£440.6k	—	41y	77	69y
URRAS BHARABHAIS (TRADING) LIMITED→ SC530992 · est 2016	£272.8k £231.9k–£313.8k	—	£272.8k	—	10y	79	70y
CIB DEVELOPMENTS LIMITED→ SC270493 · est 2004	£133.8k £113.7k–£153.9k	—	£133.8k	—	22y	82	70y
PAIRC CROFTERS LIMITED→ SC013252 · est 1924	£114.6k £97.4k–£131.8k	—	£114.6k	—	102y	79	73y
M&W (STORNOWAY) LIMITED→ SC615218 · est 2018	£76.0k £64.6k–£87.4k	—	£76.0k	—	7y	78	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2014-03-17

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Carloway Community Centre Knock

Carloway

Isle Of Lewis

HS2 9AU

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-31

Last: 2026-03-17