ARCHIE INVESTMENTS LIMITED

🌳Matureactive
SC474472 · ltd · incorporated 2014-04-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 8.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£1.16M
book net assets
Opportunity
66/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Special-situation opportunity
Distressed property with salvageable qualities — special-situations priority.

Opportunity 66/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 8.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 8.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
66/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,160,925
Cash YoY
+11%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£21k
↑ 11% YoY
Net Worth
£1.2m
↑ 358% YoY
Current Assets
£21k
↓ 76% YoY
Current Liabilities
£0£232k£464k£697k£929k£1.2mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£1.19M£309.7k
Current assets£21.2k£88.7k
Cash£21.2k£19.1k
Debtors£69.6k
Net assets£1.16M£253.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  4. 2024-04-23
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  5. 2024-01-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  6. 2024-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-12-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-12-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2023-06-30
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  10. 2023-06-28
    FULTON, Ross Scott Macleod appointed
    director
  11. 2023-06-20
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  12. 2023-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2023-01-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  14. 2022-05-01
    FULTON, Mhairi Jayne appointed
    director
  15. 2022-01-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2021-07-22
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  17. 2021-07-20
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  18. 2020-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2020-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2019-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2017-10-06
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  22. 2017-09-14
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  23. 2014-04-04
    🏢
    Company incorporated
    As ARCHIE INVESTMENTS LIMITED
  24. 2014-04-04
    FULTON, Mhairi Jayne appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

38/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondary12+ year tenure: Director in role 12 years.

Red flags

1 high ·
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-18

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Mhairi Jayne Fulton
Individual · British · DOB 08/1979 · age 47
sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-04-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Scottcourt House
West Princes Street
Helensburgh
Argyll & Bute
G84 8BP
Scotland

Filing status

Accounts
Next due: 2027-01-29
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-04-18OVERDUE
Last: 2025-04-04

Officers (3 active · 0 resigned)

FULTON, Mhairi Jayne
director · ~21y · appointed 2022-05-01
View their other companies + combined net worth →
Active
FULTON, Mhairi Jayne
director · ~47y · appointed 2014-04-04
View their other companies + combined net worth →
Active
FULTON, Ross Scott Macleod
director · ~19y · appointed 2023-06-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property06/10/2017
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge14/09/2017
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (37 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-24
gazette-filings-brought-up-to-date
gazette · DISS40
2024-04-24
gazette-notice-compulsory
gazette · GAZ1
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
gazette-filings-brought-up-to-date
gazette · DISS40
2024-01-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-23
appoint-person-director-company-with-name-date
officers · AP01
2023-12-07
appoint-person-director-company-with-name-date
officers · AP01
2023-12-07
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2023-06-30
gazette-notice-compulsory
gazette · GAZ1
2023-06-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-27
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-01-27