NIA PROPERTIES LIMITED

🌳Matureactive
SC478742 · ltd · incorporated 2014-05-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 11.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£477.5k
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 70-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 11.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 11.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £477,522

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£478k
↑ 16% YoY
Current Assets
£114k
~ YoY
Current Liabilities
—
£0£96k£191k£287k£382k£478kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2024-09-302023-09-30
Total assets£477.5k£465.2k
Current assets£114.0k£113.3k
Net assets£477.5k£410.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2025-06-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-31
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  3. 2025-01-31
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-01-31
    🔓
    Charge satisfied #3
  5. 2025-01-31
    🔓
    Charge satisfied #2
  6. 2025-01-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2025-01-13
    🔓
    Charge satisfied #1
  8. 2024-06-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-06-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-06-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-05-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-06-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-08-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2017-08-09
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  17. 2017-06-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2016-06-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2016-02-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2015-08-10
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  21. 2014-09-22
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  22. 2014-09-08
    🔒
    Charge registered #1
    Lender: Bank of Scotland PLC
  23. 2014-06-24
    ➕
    MOHAMMED, Iqbal appointed
    secretary
  24. 2014-06-24
    ➕
    MOHAMMED, Arrona appointed
    director
  25. 2014-06-24
    ➕
    MOHAMMED, Iqbal appointed
    director
  26. 2014-06-24
    ➖
    JORDAN NOMINEES (SCOTLAND) LIMITED resigned
    corporate-secretary
  27. 2014-06-24
    ➖
    HOWELL-BOWLEY, Karen Elizabeth resigned
    director
  28. 2014-05-29
    🏢
    Company incorporated
    As NIA PROPERTIES LIMITED
  29. 2014-05-29
    ➕
    JORDAN NOMINEES (SCOTLAND) LIMITED appointed
    corporate-secretary
  30. 2014-05-29
    ➕
    HOWELL-BOWLEY, Karen Elizabeth appointed
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

71/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Miss Arrona Mohammed
Individual · British · DOB 11/1987 · age 39
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-05-29
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

12 Sandalwood Crescent
Inverness
IV2 6GS

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-06-12
Last: 2025-05-29

Officers (3 active · 2 resigned)

MOHAMMED, Iqbal→
secretary · appointed 2014-06-24
View their other companies + combined net worth →
Active
MOHAMMED, Arrona→
director · ~39y · appointed 2014-06-24
View their other companies + combined net worth →
Active
MOHAMMED, Iqbal→
director · ~70y · appointed 2014-06-24
View their other companies + combined net worth →
Active
JORDAN NOMINEES (SCOTLAND) LIMITED→
corporate-secretary · appointed 2014-05-29 · resigned 2014-06-24
Resigned
HOWELL-BOWLEY, Karen Elizabeth→
director · ~60y · appointed 2014-05-29 · resigned 2014-06-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property09/08/201731/01/2025
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property22/09/201431/01/2025
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge—08/09/201413/01/2025

Recent filings (37 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-31
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-31
mortgage-satisfy-charge-full
mortgage · MR04
2025-01-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-04
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-13