J & M MCCALLUM LIMITED

🌳Matureactive
SC480448 · ltd · incorporated 2014-06-19
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 79/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (4 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees4400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-09-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2024-07-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2023-12-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-08
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  7. 2023-01-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2022-03-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2022-02-17
    ➕
    MCCALLUM, Sarah Joan appointed
    director
  11. 2022-02-17
    ➕
    RIACH, Stephanie Louise appointed
    director
  12. 2022-02-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-01-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-02-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-07-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2017-07-11
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2014-06-19
    🏢
    Company incorporated
    As J & M MCCALLUM LIMITED
  20. 2014-06-19
    ➕
    MCCALLUM, Joan appointed
    director
  21. 2014-06-19
    ➕
    MCCALLUM, Malcolm James appointed
    director

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "MCCALLUM" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 65 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Joan Mccallum
Individual · British · DOB 07/1962 · age 64
75–100%
—75-100% shares01/07/2016
1 historic (ceased) PSC
  • Mr Malcolm James Mccallumceased 02/08/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · DD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
KJN PROPERTYS LTD→
SC607909 · est 2018 · no financials extracted
————7y——
KLPG PROPERTIES LTD→
SC793176 · est 2023 · no financials extracted
————2y——
KOP ESTATES LIMITED→
SC859785 · est 2025 · no financials extracted
———————
KRATOS INVESTMENTS (UK) LIMITED→
SC539392 · est 2016 · no financials extracted
————9y——
KYDD PROPERTIES LIMITED→
SC776470 · est 2023 · no financials extracted
————2y——
L.T.D. PROPERTIES LTD→
SC638974 · est 2019 · no financials extracted
————6y——
LADBROOK PROPERTY INVESTMENTS LIMITED→
SC692464 · est 2021 · no financials extracted
————5y——
LGC PROPERTY INVESTMENTS LTD→
SC749541 · est 2022 · no financials extracted
————3y——
LJR ENTERPRISES LTD→
SC803103 · est 2024 · no financials extracted
————2y——
LL INVESTMENTS AND DEVELOPMENTS LTD→
SC811086 · est 2024 · no financials extracted
————1y——
LOCHEND LEASE LIMITED→
SC345045 · est 2008 · no financials extracted
————17y——
LOW HOLDINGS (SCOTLAND) LIMITED→
SC412906 · est 2011 · no financials extracted
————14y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-06-19
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

30 Panter Crescent
Montrose
Angus
DD10 9BH

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-27
Last: 2025-07-13

Officers (4 active · 0 resigned)

MCCALLUM, Joan→
director · ~64y · appointed 2014-06-19
View their other companies + combined net worth →
Active
MCCALLUM, Malcolm James→
director · ~65y · appointed 2014-06-19
View their other companies + combined net worth →
Active
MCCALLUM, Sarah Joan→
director · ~40y · appointed 2022-02-17
View their other companies + combined net worth →
Active
RIACH, Stephanie Louise→
director · ~38y · appointed 2022-02-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (32 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-07-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-13
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-05-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-19
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-13
appoint-person-director-company-with-name-date
officers · AP01
2022-03-16
appoint-person-director-company-with-name-date
officers · AP01
2022-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-01
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-27